Single Rulebook

The Single Rulebook aims to provide a single set of harmonised prudential rules which institutions throughout the EU must respect. The Rulebook seeks a   unified regulatory framework for the EU financial sector that would complete the Single Market in financial services and ensure it operates effectively. 

Implementing Basel 3

 The Basel framework is an internationally agreed set of measures developed by the Basel Committee on Banking Supervision (BCBS). Basel 3, developed in response to the Global Financial Crisis in 2007/2008, are minimum requirements applicable to international banks.

Supervisory convergence

Supervisory convergence aims to achieve comparable supervisory practices across competent authorities. The EBA is mandated to contribute to enhancing supervisory convergence and building consistent supervisory practices in the EU.

Direct supervision and oversight

The EBA contributes to effective EU oversight and supervision in the areas of Information Communication Technology (ICT) third party service provision (jointly with the other ESAs under the Digital Operational Resilience Act - DORA) and asset-referenced and e-money token issuance (under the Markets in Crypto-assets Regulation - MiCAR).  

Information for consumers

The world of finance affects us all but can at times seem out of reach.  Learn all about a wide variety of topics to protect your rights in personal finance and banking. From the work of national competent authorities, personal finance rights, depositor protection, and more,the EBA is here to answer the financial questions on your mind. 

Ad hoc activities

Besides the planned activities outlined in the single programming document and work programme, the EBA also works on ad hoc topics, in most cases in response to social, geopolitical and macroeconomic developments.