Stakeholders can submit questions on the practical application or implementation of the banking, payment services, AML/CFT and other legislation that falls within the EBA’s remit. This includes the associated delegated and implementing acts, RTS, ITS, guidelines and recommendations. 

Users should take a note of the following points in particular (some of which reflect changes stemming from the EBA founding Regulation):

  • In accordance with Article 16b (3) of the EBA founding Regulation, all questions under review are to be published on the EBA’s website ‘unless such publication is in conflict with the legitimate interest of those persons or would involve risks to the stability of the financial system’.
  • Rejected questions are published for a period of at least 2 months, to facilitate illustrating the types of questions that are not suitable. Questions are rejected when requirements set out in the Additional background and guidance for asking questions are not met.
  • The Q&A pages are organised in a way that encourages users to use the 'Search for Q&As' function and to refer to the guidance mentioned above before submitting any questions.

A compilation (in pdf format) of all final Q&As, or subsets, can be obtained via the 'Search for Q&As' function. For additional information, please refer to point 21 of the Additional background and guidance for asking questions

 

In February 2022 the EBA adjusted its Single Rulebook Q&A process to ensure that questions are answered within a reasonable time. The admissibility criteria have been adjusted to prioritise Q&As that: are relevant to a broad set of stakeholders; concern a material matter from a prudential, payments, consumer protection, resolution or other perspective within the EBA’s remit; and need EBA guidance or clarification. For further information see ‘Press Release’.

In 2021 the EBA completed a review of the final published CRR-CRD and BRRD Q&As against the revised versions of those legislative acts following the amendments introduced in June 2019, which led to changes for many Q&As that were reflected in the tool. For further information see the ‘Search for Q&As’ section, or ‘Overview of Q&As reviewed against revised CRR CRD and BRRD’.

 

 

Please note: From 25.5.2021 you need a user account in order to submit a Q&A.

When following 'Submit a question', you will be asked to enter your login details, if you already have an account, or you can create one as ‘public user’ (or as an ‘extranet user’, in case you work for an EEA competent authority or an observer organisation in the EBA).