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Regulation and policy
Single Rulebook
Implementing Basel III in Europe
Implementing FSB Key Attributes on resolution matters
Regulatory activities
Accounting and auditing
Accounting
Guidelines on Accounting for Expected Credit
Guidelines on communication between competent authorities and auditors
Regulatory Technical Standards on methods of prudential consolidation
Auditing
Asset-referenced and e-money tokens (MiCAR)
Guidelines on internal governance arrangements for issuers of ARTs under MiCAR
Guidelines on liquidity stress testing under MiCAR
Guidelines on recovery plans under MiCAR
Implementing Technical Standards on the reporting on ARTs and EMTs denominated in a non-EU currency under MiCAR
Joint EBA and ESMA Guidelines on the suitability assessment of shareholders and members with qualifying holdings in issuers of ARTs and in CASPs
Joint EBA and ESMA Guidelines on the suitability assessment of the members of the management body of issuers of ARTs and of CASPs
Regulatory Technical Standards further specifying the liquidity requirements of the reserve of assets under MiCAR
Regulatory Technical Standards on supervisory colleges under MiCAR
Regulatory Technical Standards on the minimum content of the governance arrangements on the remuneration policy under MiCAR
Regulatory Technical Standards on the procedure and timeframe to adjust own funds requirements for ‘significant’ issuers under MiCAR
Regulatory Technical Standards on the procedure for the approval of white papers of ARTs issued by credit institutions
Regulatory Technical Standards on the use of ARTs and EMTs denominated in a non-EU currency as a means of exchange (MiCAR)
Regulatory Technical Standards to specify the adjustment of own funds requirements and stress testing of issuers of asset-referenced tokens and of e-money tokens under MiCAR
Regulatory Technical Standards to specify the highly liquid financial instruments in the reserve of assets under MiCAR
Regulatory Technical Standards to specify the minimum contents of the liquidity management policy and procedures under MiCAR
Anti-Money Laundering and Countering the Financing of Terrorism
Call for input on ‘de-risking’ and its impact on access to financial services
Guidelines on ML/TF risk factors (revised)
Guidelines on cooperation and information exchange between prudential supervisors, AML/CFT supervisors and financial intelligence units
Guidelines on policies and controls for the effective management of ML/TF risks when providing access to financial services
Guidelines on preventing the abuse of funds and certain crypto-assets transfers for money laundering and terrorist financing purposes
Guidelines on risk based supervision
Guidelines on risk factors and simplified and enhanced customer due diligence
Guidelines on risk-based supervision (First revision)
Guidelines on risk-based supervision (Second revision)
Guidelines on the role of AML/CFT compliance officers
Guidelines on the use of remote customer onboarding solutions
Information on administrative sanctions
JC Guidelines on cooperation and information exchange for AML/CFT supervision purposes
Joint Guidelines to prevent transfers of funds can be abused for ML and TF
Regulatory Technical Standards on CCP to strengthen fight against financial crime
Regulatory Technical Standards on a central database on AML/CFT in the EU
Regulatory Technical Standards on the implementation of group wide AML/CFT policies in third countries
Colleges of supervisors
Guidelines for cooperation between consolidating supervisors and host supervisors
Guidelines for the joint assessment and joint decision regarding the capital adequacy of cross-border groups
Guidelines for the operational functioning of colleges
Implementing Technical Standards on joint decisions on institution-specific prudential requirements
Implementing technical standards on joint decisions on prudential requirements
Recommendation amending EBA/Rec/2015/01 on the equivalence of confidentiality regimes
Recommendation amending EBA/Rec/2015/01 on the equivalence of confidentiality regimes
Regulatory and implementing technical standards on the functioning of colleges of supervisors
Regulatory technical standards on colleges of supervisors for investment firms groups
Technical Standards on the functioning of supervisory colleges under CRD
Consumer protection and financial innovation
Decision on specifying the benchmark rate under the Mortgage Credit Directive
Discussion Paper on automation in financial advice
Discussion Paper on innovative uses of consumer data by financial institutions
Discussion paper on draft requirements on passport notifications for credit intermediaries
Extension of the application of the Joint Committee Guidelines on complaints-handling to the new institutions under PSD2 and MCD
Guidelines for complaints-handling for the securities (ESMA) and banking (EBA) sectors
Guidelines for cross-selling practices
Guidelines on arrears and foreclosure
Guidelines on complaints handling by credit servicers under CSD
Guidelines on creditworthiness assessment
Guidelines on national lists or registers of credit services
Guidelines on product oversight and governance arrangements for retail banking products
Guidelines on remuneration policies for sales staff
Guidelines on standardised fee terminology for payment accounts in the EU
Guidelines on the security of internet payments
Regulatory Technical Standards on Individual Portfolio Management of loans offered by crowdfunding service providers
Regulatory Technical Standards on Professional Indemnity Insurance (PII) for mortgage credit intermediaries
Regulatory Technical Standards on complaints handling procedures for issuers of ARTs
Regulatory Technical Standards on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for Crowdfunding Service Providers
Regulatory Technical Standards on the content and presentation of the KIDs for PRIIPs
Retail risk indicators
Technical Advice on possible delegated acts on criteria and factors for intervention powers concerning structured deposits
Technical Standards on standardised terminology and disclosure documents under the PAD
Credit risk
Discussion Paper and Call for Evidence on SMEs and the SME Supporting Factor
Discussion Paper on the future of the IRB Approach
Discussion paper on the role of environmental risks in the prudential framework
Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis
Guidelines on loan origination and monitoring
Guidelines on management of non-performing and forborne exposures
Guidelines on specification of types of exposures to be associated with high risk
Guidelines on the application of the definition of default
Guidelines on the implementation, validation and assessment of Advanced Measurement (AMA) and Internal Ratings Based (IRB) Approaches
Implementing Technical Standards on NPL transaction data templates
Mechanistic references to credit ratings in the ESAs’ guidelines and recommendations
Regulatory Technical Standards concerning the assessment of appropriateness of risk weights and minimum LGD values
Regulatory Technical Standards in relation to credit valuation adjustment risk
Regulatory Technical Standards on assessment methodology for IRB approach
Regulatory Technical Standards on conditions for capital requirements for mortgage exposures
Regulatory Technical Standards on materiality threshold of credit obligation past due
Regulatory Technical Standards on the calculation of credit risk adjustments
Regulatory Technical Standards on the calculation of risk-weighted exposure amounts of collective investment undertakings (CIUs)
Regulatory Technical Standards on the method for the identification of the geographical location of the relevant credit exposures under Article 140(7) of the Capital Requirements Directive (CRD)
Regulatory Technical Standards on the treatment of equity exposures under the IRB Approach
Regulatory technical standards on disclosure of information related to the countercyclical capital buffer
Regulatory technical standards on specialised lending exposures
Regulatory technical standards on the permanent and temporary use of IRB approach
External Credit Assessment Institutions (ECAI)
Mapping under SA
Decision on the Use of Unsolicited Credit Assessments
Guidelines on the recognition of External Credit Assessment Institutions (repealed)
Guidelines on the recognition of External Credit Assessment Institutions (repealed)
Implementing Technical Standards on the credit quality steps for ECAIs credit assessments under Solvency II
Implementing Technical Standards on the mapping of ECAIs Credit Assessments for securitisation positions
Implementing Technical Standards on the mapping of ECAIs credit assessments under the SA
Financial conglomerates
Consultation on the Joint Committee response to the Call for Advice on the Fundamental Review of the Financial Conglomerates Directive (FICOD) received from the European Commission in April 2011
Guidelines on the convergence of supervisory practices relating to the consistency of supervisory coordination arrangements for financial conglomerates
Implementing Technical Standards on the reporting of intra-group transactions and risk concentration for financial conglomerates
Regulatory Technical Standards on risk concentration and intra-group transactions within financial conglomerates
Regulatory Technical Standards on the uniform conditions of application of the calculation methods for determining the amount of capital required at the level of the financial conglomerate
Internal governance
Guidelines on ICT and security risk management
Guidelines on Internal Governance (repealed)
Guidelines on internal governance (revised)
Guidelines on internal governance (second revision)
Guidelines on internal governance for investment firms
Guidelines on outsourcing (repealed)
Guidelines on outsourcing arrangements
Guidelines on the assessment of adequate knowledge and experience of the management or administrative organ of credit servicers
Guidelines on the assessment of the suitability of members of the management body and key function holders (repealed)
Guidelines on the benchmarking of diversity practices including diversity policies and gender pay gap
Joint Committee Guidelines on on the system for the exchange of information relevant to fit and proper assessments
Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body (revised)
Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body
Recommendations on outsourcing to cloud service providers (repealed)
Investment firms
Guidelines on liquidity requirements exemption for investment firms
Guidelines on the application of the group capital test for investment firms
Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 57(4) of IFD
New prudential regime for investment firms
Regulatory Technical Standards on prudential requirements for investment firms
Regulatory Technical Standards on the specific liquidity measurement for investment firms
Large exposures
Guidelines on Connected Clients
Guidelines on common reporting of large exposures
Guidelines on conditions for the application of the alternative treatment of institutions’ exposures related to tri-party repurchase agreements
Guidelines on large exposures breaches and time and measures to return to compliance
Guidelines on limits on exposures to shadow banking
Guidelines on the revised large exposures regime
Implementation Guidelines on large exposures exemptions for money transmission, correspondent banking, clearing and settlement and custody services
Regulatory Technical Standards on criteria for the identification of shadow banking entities
Regulatory Technical Standards on the determination of the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets
Regulatory Technical Standards on the identification of a group of connected clients
Regulatory Technical standards on the determination of indirect exposures to underlying clients of derivative and credit derivative contracts
Leverage ratio
Implementing Technical Standards on disclosure for leverage ratio
Liquidity risk
Defining Liquid Assets in the Liquidity Coverage ratio
Guidelines on Retail Deposits subject to higher outflows for the purposes of liquidity reporting
Guidelines on harmonised definitions and templates for funding plans of credit institutions
Guidelines on liquidity cost benefit allocation
Guidelines on the LCR disclosure
Implementing Technical Standards amending ITS on additional liquidity monitoring metrics
Implementing Technical Standards on additional liquidity monitoring metrics
Implementing Technical Standards on currencies with an extremely narrow definition of central bank eligibility
Implementing Technical Standards on currencies with constraints on the availability of liquid assets (amended)
Regulatory Technical Standards on additional liquidity outflows
Regulatory Technical Standards on criteria for a preferential treatment in cross-border intragroup financial support under LCR
Technical Standards on currencies with constraints on the availability of liquid assets
Market infrastructures
Regulatory Technical Standards on the margin periods for risk used for the treatment of clearing members' exposures to clients
Implementing Technical Standards On the Hypothetical Capital of a Central Counterparty (CCPs)
Regulatory Technical Standards on IMMV under EMIR
Regulatory Technical Standards amending the bilateral margin requirements with regards to intragroup contracts
Regulatory Technical Standards on capital requirements for Central Counterparties (CCPs)
Regulatory Technical Standards on prudential requirements for central securities depositories (CSDs)
Regulatory Technical Standards on risk mitigation techniques for OTC derivatives not cleared by a central counterparty (CCP)
Market, counterparty and CVA risk
Discussion Paper on EU implementation of MKR and CCR revised standards
Discussion paper on the treatment of structural FX under Article 352(2) of the CRR
Guidelines on Stressed Value-At-Risk (Stressed VaR)
Guidelines on corrections to modified duration for debt instruments
Guidelines on criteria for the use of data inputs in the expected shortfall risk measure under the IMA
Guidelines on the Incremental Default and Migration Risk Charge (IRC)
Guidelines on the treatment of CVA risk under SREP
Guidelines on the treatment of structural FX under 352(2) of the CRR
Implementing Technical Standards on appropriately diversified indices
Implementing Technical Standards on closely correlated currencies
Regulatory Technical Standards on gross jump-to-default amounts
Regulatory Technical Standards amending RTS on CVA proxy spread
Regulatory Technical Standards on Internal Model Approach for Assessment Methodology
Regulatory Technical Standards on default probabilities and losses given default for default risk model under the Fundamental Review of the Trading Book
Regulatory Technical Standards on emerging markets and advanced economies
Regulatory Technical Standards on exclusion from CVA of non-EU non-financial counterparties
Regulatory Technical Standards on extraordinary circumstances for continuing the use of an internal model
Regulatory Technical Standards on non-delta risk of options in the standardised market risk approach
Regulatory Technical Standards on prudent valuation
Regulatory Technical Standards on residual risk add-on
Regulatory Technical Standards on the assessment methodology to verify an institution’s compliance with the internal model approach
Regulatory Technical Standards on the capitalisation of non-modellable risk factors under the FRTB
Regulatory Technical Standards on the conditions for assessing the materiality of extensions and changes of internal approaches for credit, market and operational risk
Regulatory Technical Standards on the definition of market
Regulatory Technical Standards on the definition of materiality thresholds for specific risk in the trading book
Regulatory Technical Standards on the materiality of extensions and changes to the use of FRTB IMA and changes to the subset of modellable risk factors
Regulatory Technical Standards on the standardised approach for counterparty credit risk
Regulatory Technical Standards on the treatment of non-trading book positions subject to foreign-exchange risk or commodity risk
Technical Standards on the IMA under the FRTB
Model validation
Discussion paper on machine learning for IRB models
Guidelines on Credit Risk Mitigation for institutions applying the IRB approach with own estimates of LGDs
Guidelines on PD estimation, LGD estimation and treatment of defaulted assets
Regulatory Technical Standards and Guidelines on estimation and identification of an economic downturn in IRB modelling
Regulatory Technical Standards on the conditions according to which competent authorities may grant permission for data waiver
Supervisory handbook for the validation of internal ratings based systems
Operational resilience
ESAs Joint Committee Technical standards under the Digital Operational Resilience Act (DORA)
Operational risk
Guidelines on AMA extensions and changes
Guidelines on operational risk mitigation techniques
Guidelines on the management of operational risk in market-related activities
Regulatory Technical Standards on assessment methodologies for the use of AMAs for operational risk
Own funds
Discussion Paper on the impact on the volatility of own funds of the revised IAS 19 and the deduction of defined pension assets from own funds
Guidelines for Hybrid Capital Instruments
Guidelines on criteria to to assess other systemically important institutions (O-SIIs)
Guidelines on instruments referred to in Article 57(a) of the CRD
Guidelines on prudential filters for regulatory capital
Guidelines on the specification and disclosure of systemic importance indicators
Implementing Technical Standards on Disclosure for Own Funds
Regulatory Technical Standards amending RTS on own funds and eligible liabilities
Regulatory Technical Standards on Own Funds
Regulatory Technical Standards on own funds requirements for investment firms
Regulatory Technical Standards on the prudential treatment of software assets
Technical Standards for the identification of global systemically important institutions (G-SIIs)
Technical Advice to the Commission on possible treatments of unrealised gains measured at fair value
Passporting and supervision of branches
Amended Regulatory Technical Standards and Implementing Technical Standards on passport notification
Guidelines for Passport Notifications for credit institutions
Guidelines on passport notifications for credit intermediaries
Guidelines on supervision of significant branches
Regulatory Technical Standards on passporting under PSD2
Technical Standards on Passport Notifications for credit institutions
Technical Standards on information exchange between home and host competent authorities
Technical standards on information exchange between home and host competent authorities of investment firms
Payment services and electronic money
Discussion Paper on the payment fraud data received under PSD2
EBA working group on APIs under PSD2
Guidelines on the limited network exclusion under PSD2
Guidelines on authorisation and registration under PSD2
Guidelines on fraud reporting under PSD2
Guidelines on major incidents reporting under PSD2
Guidelines on procedures for complaints of alleged infringements of the PSD2
Guidelines on security measures for operational and security risks under the PSD2
Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)
Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance under PSD2
Regulatory Technical Standards on Home-Host cooperation under PSD2
Regulatory Technical Standards on central contact points under PSD2
Regulatory Technical Standards on payment card schemes and processing entities under the IFR
Regulatory Technical Standards on strong customer authentication and secure communication under PSD2
Technical Standards on the EBA Register under PSD2
Recovery, resolution and DGS
Notifications on resolution cases and use of DGS funds
Austria
Heta Asset Resolution AG resolution case
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Andelskassen J.A.K. Slagelse
Estonia
Finland
France
Germany
Greece
Cooperative Bank of Peloponnese Coop Ltd resolution case
Hungary
MKB Bank
Iceland
Ireland
Italy
Banca d'Italia resolution cases
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
UK
Additional information on DGS data
Deposit Guarantee Schemes data
Guidelines for institutions and resolution authorities on improving resolvability
Guidelines on Business Reorganisation Plans
Guidelines on cooperation agreements between deposit guarantee schemes
Guidelines on early intervention triggers
Guidelines on failing or likely to fail
Guidelines on how information should be provided under the BRRD
Guidelines on measures to reduce or remove impediments to resolvability
Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs) (revised)
Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs)
Guidelines on necessary services
Guidelines on payment commitments
Guidelines on recovery plans indicators
Guidelines on simplified obligations
Guidelines on stress tests of deposit guarantee schemes (first revision)
Guidelines on stress tests of deposit guarantee schemes
Guidelines on the asset separation tool
Guidelines on the delineation and reporting of available financial means of Deposit Guarantee Schemes
Guidelines on the overall recovery capacity in recovery planning
Guidelines on the range of scenarios to be used in recovery plans
Guidelines on the rate of conversion of debt to equity in bail-in
Guidelines on the sale of business tool
Guidelines on the treatment of shareholders in bail-in
Guidelines on the types of tests, reviews or exercises that may lead to support measures
Guidelines on transferability
Guidelines on treatment of liabilities in bail-in
Guidelines specifying the various conditions for the provision of group financial support
Guidelines to resolution authorities on the publication of their approach to implementing the bail-in tool
Implementing Technical Standards on MREL reporting by Resolution Authorities
Implementing Technical Standards on disclosure and reporting of MREL and TLAC
Implementing Technical Standards on procedures, forms and templates for resolution planning
Implementing Technical Standards on reporting of MREL decisions
Implementing Technical Standards on simplified obligations
Implementing Technical Standards on the disclosure of group financial support agreements
Recommendation on the development of recovery plans
Recommendations on the coverage of entities in a group recovery plan
Regulatory Technical Standards defining methodologies for the valuation of derivative liabilities
Regulatory Technical Standards on Business Reorganisation Plans
Regulatory Technical Standards on Simplified Obligations
Regulatory Technical Standards on conditions for the provision of group financial support
Regulatory Technical Standards on contractual recognition of bail-in
Regulatory Technical Standards on detailed records of financial contracts
Regulatory Technical Standards on independent valuers
Regulatory Technical Standards on indirect subscription of MREL instruments within groups
Regulatory Technical Standards on methodology to estimate P2 and CBR for setting MREL requirements
Regulatory Technical Standards on minimum requirement for own funds and eligible liabilities (MREL)
Regulatory Technical Standards on notifications and notice of suspension
Regulatory Technical Standards on resolution colleges
Regulatory Technical Standards on resolution planning
Regulatory Technical Standards on the assessment of recovery plans
Regulatory Technical Standards on the content of recovery plans
Regulatory Technical Standards on the contractual recognition of stay powers under BRRD
Regulatory Technical Standards on valuation
Report on the application of early intervention measures under the BRRD
Report on the appropriate target level basis for resolution financing arrangements under BRRD
Report on the implementation of the Guidelines on methods for calculating contributions to DGSs
Technical Standards on impracticability of contractual recognition of bail-in
Supervisory benchmarking exercises
Handbook on supervisory benchmarking
Q&A on supervisory benchmarking
ITS package for 2017 benchmarking exercise
ITS package for 2018 benchmarking exercise
ITS package for 2019 benchmarking exercise
ITS package for 2020 benchmarking exercise
ITS package for 2021 benchmarking exercise
ITS package for 2022 benchmarking exercise
ITS package for 2023 benchmarking exercise
ITS package for 2024 benchmarking exercise
Regulatory Technical Standards and Implementing Technical Standards 2016 on benchmarking portfolio assessment standards and assessment sharing procedures
Remuneration
Guidelines on Remuneration Policies and Practices
Guidelines on remuneration policies for investment firms
Guidelines on sound remuneration policies (second revision)
Guidelines on sound remuneration policies
Guidelines on the applicable notional discount rate for variable remuneration
Guidelines on the data collection exercise regarding high earners
Guidelines on the high earner data collection exercises under CRD and IFD (updated)
Guidelines on the remuneration and gender pay gap benchmarking exercises under IFD
Guidelines on the remuneration benchmarking exercise
Guidelines on the remuneration, gender pay gap and approved higher ratio benchmarking exercises under CRD
Regulatory Technical Standards for the definition of material risk takers for remuneration purposes
Regulatory Technical Standards on classes of instruments that are appropriate to be used for the purposes of variable remuneration
Regulatory Technical Standards on pay out in instruments for variable remuneration under the Investment Firms Directive (IFD)
Regulatory Technical Standards on the criteria to identify material risk takers under the Investment Firms Directive (IFD)
Revised Regulatory Technical Standards on identified staff for remuneration purposes
Securitisation and Covered Bonds
CEBS Guidelines on the application of article 122a of the CRD
Discussion Paper On the Significant Risk Transfer in Securitisation
Discussion Paper on simple standard and transparent securitisations
Guidelines on implicit support for securitisation transactions
Guidelines on significant risk transfer (SRT) for securitisation transactions
Guidelines on the STS criteria for ABCP and non-ABCP securitisation
Guidelines on the STS criteria for on-balance-sheet securitisations
Joint Regulatory Technical Standards on STS securitisations-related sustainability disclosures
Regulatory Technical Standards on close correspondence between the value of an institution’s covered bonds and the value of the institution’s assets relating to the institution’s own credit risk
Regulatory Technical Standards on performance-related triggers in STS on-balance -sheet securitisations
Regulatory Technical Standards on requirements for originators, sponsors, original lenders and servicers relating to risk retention
Regulatory Technical Standards on risk retention
Regulatory Technical Standards on securitisation retention rules and Draft Implementing Technical Standards to clarify the measures to be taken in the case of non-compliance with such obligations
Regulatory Technical Standards on the calculation of Kirb in accordance with the purchased receivables approach
Regulatory Technical Standards on the determination by originator institutions of the exposure value of synthetic excess spread in securitisations
Regulatory Technical Standards on the homogeneity of the underlying exposures in STS securitisation
Regulatory Technical Standards on the homogeneity of the underlying exposures in securitisation
Supervisory reporting
Cost of compliance with supervisory reporting
Integrated and consistent reporting system
Signposting tool
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) (2005)
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) – Recast (2006)
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) – Revision 1 (2007)
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) – Revision 2 (2009)
Guidelines on Common Reporting (2006)
Guidelines on Common Reporting – Recast (2006)
Guidelines on Common Reporting – Revision 1 (2010)
Guidelines on Common Reporting – Revision 2 (2011)
Guidelines on Covid -19 measures reporting and disclosure
Guidelines on harmonised definitions and templates for funding plans of credit institutions (updated)
Guidelines on resubmission of historical data
Guidelines on supervisory reporting and disclosure requirements in compliance with CRR “quick fix” in response to the COVID‐19 pandemic
Implementing Technical Standard on Supervisory Reporting (Asset Encumbrance)
Implementing Technical Standard on Supervisory Reporting (Forbearance and non-performing exposures)
Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2015
Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2016
Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions
Implementing Technical Standards Amending Regulation (EU) No 680/2014 on Supervisory Reporting of institutions with regard to prudent valuation
Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 (ITS on supervisory reporting) with regard to the Leverage Ratio (LR)
Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 with regard to the Liquidity Coverage Ratio
Implementing Technical Standards amending Implementing Regulation (EU) No 680/2014 with regard to operational risk and sovereign exposures
Implementing Technical Standards on Supervisory Reporting
Implementing Technical Standards on Supervisory Reporting amendments with regard to IRRBB reporting
Implementing Technical Standards on Supervisory Reporting amendments with regards to ALMM
Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP LCR
Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP securitisation
Implementing Technical Standards on Supervisory Reporting amendments with regards to FINREP
Implementing Technical Standards on amendments to FINREP due to IFRS 9
Implementing Technical Standards on disclosure and reporting of MREL and TLAC
Implementing Technical Standards on reporting and disclosures requirements for investment firms
Implementing Technical Standards on reporting for v3.0 (revised)
Implementing Technical Standards on specific reporting requirements for market risk
Implementing Technical Standards on supervisory reporting amendments with regards to COREP, asset encumbrance and G-SIIs
Implementing Technical Standards on supervisory reporting changes related to CRR2 and Backstop Regulation
Recommendation on the use of Legal Entity Identifier (LEI)
Supervisory Review and Evaluation Process (SREP) and Pillar 2
Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing
Guidelines on ICAAP and ILAAP information
Guidelines on ICT Risk Assessment under the SREP
Guidelines on IRRBB and CSRBB
Guidelines on Stress Testing
Guidelines on Technical aspects of the management of interest rate risk arising from non-trading activities under the supervisory review process
Guidelines on capital measures for foreign currency lending
Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP)
Guidelines on stress testing (revised)
Guidelines on stress testing
Guidelines on the Application of the Supervisory Review Process under Pillar 2
Guidelines on the management of concentration risk under the supervisory review process
Guidelines on the pragmatic 2020 supervisory review and evaluation process in light of the COVID-19 crisis
Regulatory Technical Standards on IRRBB standardised approach
Regulatory Technical Standards on IRRBB supervisory outlier tests
Regulatory Technical Standards on Pillar 2 add-ons for investment firms
Third country equivalence and international cooperation
Fourth update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
Third update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
Second update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
First update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
Guidelines on equivalence of non-EU authorities for participation in supervisory colleges
Guidelines on the equivalence of confidentiality regimes
Recommendation on the equivalence of confidentiality regimes
Transparency and Pillar 3
Questionnaire on ESG disclosure
Guidelines amending disclosure guidelines
Guidelines on disclosure of encumbered and unencumbered assets
Guidelines on disclosure of non-performing and forborne exposures
Guidelines on disclosure requirements on IFRS 9 transitional arrangements
Guidelines on disclosure requirements under Part Eight of Regulation (EU)
Guidelines on materiality, proprietary and confidentiality and on disclosure frequency
Implementing Technical Standards (ITS) on prudential disclosures on ESG risks in accordance with Article 449a CRR
Implementing Technical Standards on disclosure and reporting of MREL and TLAC
Implementing Technical Standards on disclosure of indicators of global systemic importance by G-SIIs
Implementing Technical Standards on disclosure of information on exposures to interest rate risk on positions not held in the trading book
Implementing Technical Standards on institutions’ public disclosures of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013
Joint Regulatory Technical Standards on ESG disclosure standards for financial market participants
Joint Regulatory Technical Standards on content and presentation of sustainability disclosures
Regulatory Technical Standards on disclosure of investment policy by investment firms
Regulatory Technical Standards on the disclosure of encumbered and unencumbered assets
Other topics
Amendment to Implementing Technical Standards on Supervisory Disclosure
Approach to financial technology (Fintech)
Discussion paper on proportionality assessment methodology
Discussion paper on two delegated acts specifying further criteria for critical ICT third-party service providers (CTPPs) and determining oversight fees levied on such providers
Guidelines on Impact Assessment for EU Lamfalussy Level 3 Committees
Guidelines on Supervisory Disclosure
Guidelines on supervisory disclosure (revised)
Guidelines on the appropriate subsets of exposures in the application of the systemic risk buffer
Guidelines on the authorisation of credit institutions
Guidelines on the monitoring of the threshold for establishing an intermediate EU parent undertaking
Guidelines regarding revised Article 3 of Directive 2006/48/EC
Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 143(3) of CRD
Implementing Technical Standards on the procedures and forms in respect of acquisitions and increases of qualifying holdings
Joint Guidelines for the assessment of mergers and acquisitions
Joint Guidelines for the prudential assessment of acquisitions of qualifying holdings
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LEGAL ACT
Directive 2014/59/EU (BRRD)
Directive 2013/36/EU (CRD)
Regulation (EU) No 575/2013 (CRR)
Directive 2014/49/EU (DGSD)
Directive 2015/2366/EU (PSD2)
Regulation (EU) No 2022/2554 (DORA)
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Regulation (EU) No 909/2014 (CSDR) - only RTS 2017/390
Regulation (EU) No 2023/1114 (MiCAR)
Regulation (EU) No 2017/2402 (SecReg)
Directive (EU) 2019/2034 (IFD)
Regulation (EU) No 2019/2033 (IFR)
Directive 2014/17/EU (MCD)
Directive (EU) 2015/849 (AMLD)
Regulation (EU) 2015/847 (WTR)
Directive 2014/92/EU (PAD)
Regulation (EU) 2015/751 (IcFR - Interchange Fee Reg)
Directive 2009/110/EC (EMD)
Directive 2002/65/EC (DMD) - relevant parts only
Directive 2008/48/EC (CCD)
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Concentration risk
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Own funds
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-Supervisory reporting - COREP (incl. IP Losses)
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-Supervisory reporting - FINREP (incl. FB&NPE)
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-Supervisory reporting - Funding Plans
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Rights of depositors (Eligibility, coverage level, repayable amount, repayment, claim against DGS, depositor information)
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Not applicable
Article
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
Not applicable
Delegated Regulation (EU) 2015/61 - DR with regard to liquidity coverage requirement
Delegated Regulation (EU) 2015/62 - DR with regard to the leverage ratio
Delegated Regulation (EU) 2015/63 - DR on ex ante contributions to resolution financing arrangements
Delegated Regulation (EU) 2016/1075 - DR on the content of recovery and resolution plans, financial support, independent valuers, contractual recognition of write down and conversion powers, notices of suspension and resolution colleges
Draft ITS on Supervisory Reporting of Institutions
Draft ITS on Supervisory Reporting of Institutions (for benchmarking the internal approaches)
Draft ITS on the provision of information for the purpose of resolution plans
Draft ITS on reporting and disclosure requirements for investment firms
Regulation (EU) No 1423/2013 - ITS on disclosure of own funds requirements
Regulation (EU) No 183/2014 - RTS for the calculation of specific and general credit risk adjustments
Regulation (EU) No 241/2014 - RTS for Own Funds requirements for institutions
Regulation (EU) No 484/2014 - ITS on hypothetical capital of a CCP
Regulation (EU) No 523/2014 - RTS on close correspondence between the values of an institution's covered bonds and assets
Regulation (EU) No 524/2014 - RTS on information exchange between home and host competent authorities
Regulation (EU) No 525/2014 - RTS on the definition of market
Regulation (EU) No 526/2014 - RTS on proxy spread and limited smaller portfolios for CVA risk
Regulation (EU) No 527/2014 - RTS on classes of other instruments appropriate for the purposes of variable remuneration
Regulation (EU) No 528/2014 - RTS on non-delta risk of options in the standardised market risk approach
Regulation (EU) No 529/2014 - RTS on materiality of extensions and changes in the advanced approaches (IRB and AMA)
Regulation (EU) No 530/2014 - RTS on materiality of thresholds for internal approaches to specific risk in the trading book
Regulation (EU) No 602/2014 - ITS for the convergence of supervisory practices regarding the implementation of additional risk weights
Regulation (EU) No 604/2014 - RTS Remuneration: criteria to identify categories of staff
Regulation (EU) No 620/2014 - ITS on information exchange between home and host competent authorities
Regulation (EU) No 625/2014 - RTS on requirements for investor, sponsor, original lenders and originator institutions of transferred credit risk exposures
Regulation (EU) No 650/2014 - ITS on disclosure by competent authorities
Regulation (EU) No 680/2014 - ITS on supervisory reporting of institutions (repealed)
Regulation (EU) No 710/2014 - ITS on joint decision process for institution-specific prudential requirements
Regulation (EU) No 926/2014 - ITS on notifications relating to the exercise of the right of establishment and the freedom to provide services
Regulation (EU) No 945/2014 - ITS on relevant appropriately diversified indices
Regulation (EU) No 1030/2014 - ITS on disclosure of values used to identify global systemically important institutions (as amended)
Regulation (EU) No 1125/2014 - RTS-on PII for mortgage credit intermediaries
Regulation (EU) No 1151/2014 - RTS on information to be notified when exercising the right of establishment and the freedom to provide services
Regulation (EU) No 1152/2014 - RTS on the identification of the geographical location of relevant credit exposures for institution-specific countercyclical capital buffer rate
Regulation (EU) No 1187/2014 - RTS for determining the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets
Regulation (EU) No 1222/2014 - RTS on methodology for the identification of global systemically important institutions (GSII) and the definition of GSII subcategories
Regulation (EU) 2015/233 - ITS on currencies with an extremely narrow definition of central bank eligibility
Regulation (EU) 2015/585 - RTS for the specification of margin periods of risk
Regulation (EU) 2015/942 - RTS on materiality of extensions and changes in internal approaches for market risk
Regulation (EU) 2015/2197 - ITS on closely correlated currencies (as amended)
Regulation (EU) 2015/2344 - ITS on currencies with constraints on the availability of liquid assets
Regulation (EU) 2016/98 - RTS specifying the general conditions for the functioning of colleges of supervisors
Regulation (EU) 2016/99 - ITS determining the operational functioning of colleges of supervisors
Regulation (EU) 2016/100 - ITS specifying the joint decision process with regard to the application for certain prudential permissions
Regulation (EU) 2016/101 - RTS for prudent valuation under Article 105(14) CRR
Regulation (EU) 2016/200 - ITS on disclosure of the leverage ratio for institutions
Regulation (EU) 2016/709 - RTS specifying the conditions for the application of the derogations concerning currencies with constraints on the availability of liquid assets
Regulation (EU) 2016/911 - ITS on disclosure of group financial support agreement
Regulation (EU) 2016/962 - ITS on proportionality notifications templates
Regulation (EU) 2016/1400 - RTS on business reorganisation plan content
Regulation (EU) 2016/1450 - RTS specifying criteria for MREL (minimum requirements for liabilities eligible for bail-in)
Regulation (EU) 2016/1799 - ITS with regard to the mapping of credit assessments of external credit assessment institutions
Regulation (EU) 2016/2070 - ITS on Supervisory Reporting (for benchmarking the internal approaches) (as amended)
Regulation (EU) 2016/2251 - RTS on risk mitigation techniques for OTC derivatives not cleared by a central counterparty (CCP)
Regulation (EU) 2017/208 - RTS for additional liquidity outflows corresponding to collateral needs resulting from the impact of an adverse market scenario on an institution's derivatives transactions
Regulation (EU) 2017/323 correcting Regulation (EU) 2016/2251 – RTS on risk mitigation techniques for OTC derivatives not cleared by a central counterparty (CCP)
Regulation (EU) 2017/390 - RTS on prudential requirements of CSDs (CSDR-related)
Regulation (EU) 2017/1230 - RTS on criteria for preferential outflow or inflow rate for cross-border undrawn credit or liquidity facilities within a group or IPS
Regulation (EU) 2017/2055 - RTS on passporting under PSD2
Regulation (EU) 2018/33 - ITS with regard to the standardised presentation format of the statement of fees
Regulation (EU) 2018/171 - RTS on the materiality threshold for credit obligations past due
Regulation (EU) 2018/389 - RTS on strong customer authentication and secure communication
Regulation (EU) 2018/728 - RTS for excluding transactions with third country non-financial counterparties from own funds requirement for CVA risk
Regulation (EU) 2018/1624 - ITS on the provision of information for resolution plans
Regulation (EU) 2018/1108 - RTS on CCP to strengthen fight against financial crime
Regulation (EU) 2019/348 - RTS on simplified obligations for recovery and resolution planning
Regulation (EU) 2019/410 - ITS on EBA register under PSD2
Regulation (EU) 2019/411 - RTS on EBA register under PSD2
Regulation (EU) 2019/758 – RTS on implementation of group wide AML/CFT policies in third countries
Regulation (EU) 2020/1423 - RTS on central contact points under PSD2
Regulation (EU) 2021/451 – ITS on supervisory reporting of institutions
Regulation (EU) 2021/453 - ITS with regard to the specific reporting requirements for market risk
Regulation (EU) 2021/622 – ITS with regard to uniform reporting templates, instructions and methodology for reporting on MREL
Regulation (EU) 2021/637 - ITS with regard to disclosures of information referred to in Titles II and III of Part Eight CRR
Regulation (EU) 2021/763 – ITS with regard to the supervisory reporting and public disclosure of MREL
Regulation (EU) 2021/2153 - RTS on the criteria for subjecting certain investment firms to the CRR (EUR 5bn)
Regulation (EU) 2021/2154 - RTS on Identified Staff
Regulation (EU) 2021/2155 - RTS on Instruments variable remuneration
Regulation (EU) 2021/2284 - ITS on Reporting
Regulation (EU) 2021/2284 - ITS on Disclosure of Own funds
Regulation (EU) 2022/76 - RTS to specify adjustments to the K-DTF coefficients
Regulation (EU) 2022/2453 - ITS on ESG disclosures
EBA/REC/2017/03 - Recommendation on outsourcing to cloud service providers
EBA/GL/2013/01 - Guidelines on retail deposits subject to different outflows for purposes of liquidity reporting
EBA/GL/2014/01 - Guidelines on applicable notional discount rate for variable remuneration
EBA/GL/2014/03 - Guidelines on disclosure of encumbered and unencumbered assets
EBA/GL/2014/04 - Guidelines on harmonised definitions and templates for funding plans of credit institutions - repealed by EBA/GL/2019/05
EBA/GL/2014/05 - Guidelines on significant credit risk transfer
EBA/GL/2014/07 - Guidelines on data collection exercise regarding high earners
EBA/GL/2014/08 - Guidelines on remuneration benchmarking exercise
EBA/GL/2014/09 - Guidelines on the types of tests, reviews or exercises that may lead to support measures
EBA/GL/2014/10 - Guidelines on criteria to identify other systemically important institutions (O-SIIs)
EBA/GL/2014/11 - Guidelines on measures to reduce or remove impediments to resolvability
EBA/GL/2014/13 - Guidelines on common procedures and methodologies for the SREP
EBA/GL/2014/14 - Guidelines on materiality, proprietary, confidentiality and disclosure frequency under Pillar 3
EBA/GL/2015/03 - Guidelines on triggers for use of early intervention measures
EBA/GL/2015/04 - Guidelines on the effectiveness of the sale of business tool
EBA/GL/2015/05 - Guidelines on the asset separation tool
EBA/GL/2015/06 - Guidelines on the minimum list of services or facilities
EBA/GL/2015/07 - Guidelines on failing or likely to fail
EBA/GL/2015/08 - Guidelines on the management of interest rate risk arising from non-trading activities
EBA/GL/2015/09 - Guidelines on payment commitments
EBA/GL/2015/10 - Guidelines on methods for calculating contributions to deposit guarantee schemes
EBA/GL/2015/11 - Guidelines on creditworthiness assessment
EBA/GL/2015/12 - Guidelines on arrears and foreclosure
EBA/GL/2015/16 - Guidelines on the application of simplified obligations under Article 4(5) of Directive 2014/59/EU
EBA/GL/2015/17 - Guidelines specifying the conditions for group financial support under Article 23 of Directive 2014/59/EU
EBA/GL/2015/19 - Guidelines on passport notifications
EBA/GL/2015/20 - Guidelines on limits on exposures to shadow banking entities which carry out banking activities outside a regulated framework under Article 395(2) of CRR
EBA/GL/2016/02 - Guidelines on cooperation agreements between deposit guarantee schemes
EBA/GL/2016/07 - Guidelines on the application of the definition of default under Article 178 CRR
EBA/GL/2016/08 - Guidelines on implicit support for securitisation transactions
EBA/GL/2016/09 - Guidelines on corrections to modified duration for debt instruments under Article 340(3) CRR
EBA/GL/2016/10 - Guidelines on ICAAP and ILAAP information collected for SREP purposes
EBA/GL/2016/11 - Guidelines on disclosure requirements under Part Eight of CRR
EBA/GL/2017/01 - Guidelines on LCR disclosure to complement the disclosure of liquidity risk management under Article 435 CRR
EBA/GL/2017/05 - Guidelines on ICT Risk Assessment under SREP
EBA/GL/2017/06 - Guidelines on credit institutions' credit risk management practices and accounting for expected credit losses
EBA/GL/2017/08 - Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance
EBA/GL/2017/09 - Guidelines on authorisation and registration under PSD2
EBA/GL/2017/13 - Guidelines on procedures for complaints of alleged infringements under PSD2
EBA/GL/2017/14 - Guidelines on supervision of significant branches
EBA/GL/2017/15 - Guidelines on connected clients under Article 4(1)(39) CRR
EBA/GL/2017/16 - Guidelines on PD estimation, LGD estimation and the treatment of defaulted exposures
EBA/GL/2018/01 - Guidelines on uniform disclosure requirements on IFRS 9 transitional arrangements
EBA/GL/2018/02 - Guidelines on the management of interest rate risk arising from non-trading book activities
EBA/GL/2018/03 - Guidelines on the revised common procedures and methodologies for SREP and supervisory stress testing (consolidated version)
EBA/GL/2018/04 - Guidelines on institutions' stress testing
EBA/GL/2018/05 - Guidelines on fraud reporting under PSD2 (amended by EBA/GL/2020/01)
EBA/GL/2018/06 - Guidelines on management of non-performing and forborne exposures
EBA/GL/2018/07 - Guidelines on the exemption from the contingency mechanism under Regulation (EU) 2018/389
EBA/GL/2018/08 - Guidelines on the STS criteria for ABCP securitisation
EBA/GL/2018/09 - Guidelineson the STS criteria for non-ABCP securitisation
EBA/GL/2018/10 - Guidelines on disclosure of non-performing and forborne exposures
EBA/GL/2019/01 - Guidelines on specification of types of exposures to be associated with high risk under Article 128(3) of CRR
EBA/GL/2019/02 - Guidelines on outsourcing arrangements
EBA/GL/2019/03 - Guidelines for the estimation of LGD appropriate for an economic downturn
EBA/GL/2019/04 – Guidelines on ICT and security risk management - repealing EBA/GL/2017/17
EBA/GL/2019/05 – Guidelines on harmonised definitions and templates for funding plans of credit institutions under Recommendation A4 of ESRB/2012/2 - repealing EBA/GL/2014/04
EBA/GL/2020/04 - Guidelines on the determination of weighted average maturity (WAM) of contractual payments due under the tranche per of Article 257(1) (a) CRR
EBA/GL/2020/05 - Guidelines on credit risk mitigation for institutions applying the IRB approach with own estimates of LGDs
EBA/GL/2020/06 - Guidelines on loan origination and monitoring
EBA/GL/2020/09 - Guidelines on the treatment of structural FX under Article 352(2) of CRR
EBA/GL/2020/13 - Guidelines on the appropriate subsets of sectoral exposures to which competent or designated authorities may apply a systemic risk buffer in accordance with Article 133(5)(f) of CRD
EBA/GL/2020/14 - Guidelines on the specification and disclosure of systemic importance indicators
EBA/GL/2021/01 - Guidelines specifying the conditions for the application of the alternative treatment of institutions’ exposures related to ‘tri-party repurchase agreements’ set out in Article 403(3) of CRR
EBA/GL/2021/02 - Guidelines on customer due diligence and the factors institutions should consider when assessing the ML /TF risk associated with individual business relationships and occasional transactions
EBA/GL/2021/03 - Guidelines on major incident reporting under PSD2 - repealing EBA/GL/2017/10
EBA/GL/2021/04 - Guidelines on sound remuneration policies under CRD (repealing EBA/GL/2015/22)
EBA/GL/2021/05 - Guidelines on internal governance under CRD - repealing EBA/GL/2017/11
EBA/GL/2021/06 - Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body and key function holders under CRD and MiFID - repealing EBA/GL/2017/12
EBA/GL/2021/07 - Guidelines on criteria for the use of data inputs in the risk-measurement model referred to in Article 325bc of CRR
EBA/GL/2021/08 - Guidelines on the monitoring of the threshold and other procedural aspects on the establishment of intermediate EU parent undertakings under Article 21b of CRD
EBA/GL/2021/09 - Guidelines specifying criteria to assess exceptional cases when institutions exceed the large exposure limits of Article 395(1) CRR and time and measures to return to compliance under Article 396(3) CRR
EBA/GL/2021/12 - Guidelines on a common assessment methodology for granting authorisation as a credit institution under Article 8(5) CRD
EBA/GL/2022/14 - Guidelines on interest rate risk arising from non-trading book activities
EBA/GL/2021/10 - Revised Guidelines on stress tests of deposit guarantee schemes under DGSD (repealing and replacing EBA/GL/2016/04)
EBA/GL/2021/11 - Guidelines on recovery plan indicators under Article 9 BRRD - repealing EBA/GL/2015/02
EBA/GL/2021/13 - Guidelines on sound remuneration policies under Directive (EU) 2019/2034
EBA/GL/2021/14 - Guidelines on internal governance under Directive (EU) 2019/2034
EBA/GL/2021/17 - Guidelines on the delineation and reporting of available financial means (AFM) of DGS
EBA/GL/2022/02 - Guidelines on the limited network exclusion
JC/GL/2016/72 - Guidelines on risk based AML/CFT supervision
JC/GL/2017/16 - Guidelines to prevent the abuse of fund transfers for ML/TF purposes
JC/GL/2018/35 - Joint Committee Guidelines on complaints-handling for the securities and banking sectors
JC/GL/2019/81 - Guidelines on cooperation and information exchange for AML/CFT supervision purposes
EBA/GL/2022/03 - Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing under Directive 2013/36/EU
EBA/GL/2022/08 – Guidelines on the data collection exercises regarding high earners
EBA/GL/2023/03 - Guidelines amending the ML/TF Risk Factors Guidelines
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