Article 45

Mortgage Credit Directive (MCD) > CHAPTER 14 > Article 45
Article 45
Further initiatives on responsible lending and borrowing
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By 21 March 2019, the Commission shall submit a comprehensive report assessing the wider challenges of private over-indebtedness directly linked to credit activity. It will also examine the need for the supervision of credit registers and the possibility for the development of more flexible and reliable markets. That report shall be accompanied, where appropriate, by legislative proposals.