1. Competent authorities shall require an institution to take the necessary measures at an early stage to address relevant problems in the following circumstances:
(a) the institution does not meet the requirements of this Directive or of Regulation (EU) No 575/2013;
(b) the competent authorities have evidence that the institution is likely to breach the requirements of this Directive or of Regulation (EU) No 575/2013 within the following 12 months.
2. For the purposes of paragraph 1, the powers of competent auth orities shall include those referred to in Article 104.