2. For retail exposures, the following requirements shall apply:
(ii) between the institution's internal risk profile and the composition of the external data;
3. EBA shall develop draft regulatory technical standards to specify the following:
(a) the conditions according to which competent authorities may grant the permissions referred to in point (h) of paragraph 1 and point (e) of paragraph 2;
(b) the methodologies according to which competent authorities shall assess the methodology of an institution for estimating PD pursuant to Article 143.
EBA shall submit those draft regulatory technical standards to the Commission by 31 December 2014.
Power is delegated to the Commission to adopt the regulatory technical standards referred to in the first subparagraph in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010.