The Interactive Single Rulebook is an on-line tool that provides a comprehensive compendium of the level 1 text for the Capital Requirements Regulation (CRR); the Capital Requirements Directive (CRD); Bank Recovery and Resolution Directive (BRRD); the Deposit Guarantee Schemes Directive (DGSD); Anti Money Laundering Directive (AMLD); Mortgage Credit Directive (MCD); Payment Services Directive (PSD2); Simple, transparent and standardised Securitisation Regulation (SecReg); Wire Transfer Regulation (WTR) as well as their associated Delegated and Implementing acts, RTS, ITS, Guidelines and Recommendations, and related Q&As.
This Interactive Single Rulebook is meant purely as a documentation tool and the EBA does not assume any liability for its contents. For the authentic version of EU legislation users should refer to the Official Journal of the European Union.
Please click on the relevant legislative text to access the relevant articles, and where relevant and applicable, associated Delegated and Implementing Acts, RTS, ITS, Guidelines, Recommendations, as well as Q&As relating to each Article.
|Legal Act||Current Version||Past Version|
|REGULATION (EU) No 575/2013||Capital Requirements Regulation (CRR)||Capital Requirements Regulation (CRR)|
|DIRECTIVE 2013/36/EU||Capital Requirements Directive (CRD)||Capital Requirements Directive 4 (CRD4)|
|DIRECTIVE 2014/59/EU||Bank Recovery and Resolution Directive (BRRD)||Bank Recovery and Resolution Directive (BRRD)|
|DIRECTIVE 2014/49/EU (DGSD)||Deposit Guarantee Schemes Directive (DGSD)||n.a.|
|DIRECTIVE 2014/17/EU (MCD)||Mortgage Credit Directive (MCD)||n.a.|
|DIRECTIVE 2015/2366/EU (PSD2)||Payment Services Directive 2 (PSD2)||n.a.|
|REGULATION (EU) 2017/2402 (SecReg)||Securitisation Regulation (SecReg)||n.a.|
|DIRECTIVE (EU) 2015/849 (AMLD)||Anti-Money Laundering Directive (AMLD)||n.a.|
|REGULATION (EU) 2015/847 (WTR)||Wire Transfer Regulation (WTR)||n.a.|
In March 2021, the EBA has completed a review of all final Q&As against the revised CRR, CRD and BRRD. The outcome will be reflected in the updated current versions, together with relevant associated Delegated and Implementing acts, RTS, ITS, Guidelines and Recommendations. Stakeholders will be informed as and when these updates are completed. In the meantime, users of the ISRB are invited to consult both the current and the past version of the CRR/CRD/BRRD when searching for relevant Q&As.
History of updates :
- On 12 June 2020, the ISRB has been expanded to include the Anti Money Laundering Directive (AMLD) and Wire Transfer Regulation (WTR). Further, it has been updated to include Regulation (EU) No 575/2013 as amended by Regulation (EU) 2019/876, Directive 2013/36/EU as amended by Directive (EU) 2019/878 and Directive 2014/59/EU as amended by Directive (EU) 2019/879.