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    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Consultation papers

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16 July 2024

Consultation paper on draft amending ITS on joint decision process for internal model authorisation

EBA consults on draft amendments to Implementing Technical Standards for the joint decision process on internal model authorisations under CRR (Regulation (EU) No 575/2013), focusing on prudential permissions and stakeholder feedback by October 2024.
Download document View press release
12 July 2024

Consultation paper on draft ESAs Guidelines on Art 97 MiCAR

European Supervisory Authorities (EBA, EIOPA, ESMA) consult on draft guidelines under Article 97 of MiCAR, proposing templates and a standardized test for classifying crypto-assets and issuing explanations or opinions – open for feedback until 12 October 2024.
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11 July 2024

Annex I - Reporting for issuers of ARTs and EMTs - templates

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11 July 2024

Annex II - Reporting for issuers of ARTs and EMTs - instructions

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11 July 2024

Annex III - Reporting for crypto-asset service providers - templates

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11 July 2024

Annex IV - Reporting for crypto-asset service providers - instructions

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11 July 2024

Annex V - DPM and validation rules

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11 July 2024

Consultation Paper on draft Guidelines on reporting on ARTs and EMTs

EBA consults on draft guidelines for reporting templates to help authorities supervise issuers of asset-referenced tokens (ARTs) and e-money tokens (EMTs) under Regulation (EU) 2023/1114, covering compliance, proportionality, and data collection from crypto-asset service providers.
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8 July 2024

Consultation Paper on draft RTS on CVA risk of SFTs

EBA consults on draft Regulatory Technical Standards for credit valuation adjustment (CVA) risk in securities financing transactions under CRR (EU No 575/2013), outlining requirements and seeking stakeholder feedback by October 2024.
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6 June 2024

Consultation paper on draft RTS on operational risk loss

EBA consultation on draft Regulatory Technical Standards (RTS) under CRR (EU 575/2013) covering operational risk taxonomy, loss event classification, conditions for 'unduly burdensome' calculations, and adjustments for merged or acquired entities – open for stakeholder feedback until September 2024.
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17 May 2024

Consultation Paper on draft Guidelines on ADC exposures to residential property under CRR

EBA consults on draft guidelines for banks' ADC exposures to residential property under CRR (Article 126a), addressing risk management, capital requirements, and regulatory treatment by 19.08.2024.
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7 May 2024

Consultation paper on draft RTS on equivalent mechanism for unfinished property

EBA consults on draft Regulatory Technical Standards defining an equivalent legal mechanism for unfinished property under EU Regulation 575/2013, ensuring construction completion within a reasonable timeframe by 13.08.2024.
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29 April 2024

Responses to public consultations on DORA (2nd batch)

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24 April 2024

Consultation Paper draft RTS on the method for identifying the main risk driver of a position and for determining whether a transaction represents a long or a short position

EBA consults on draft Regulatory Technical Standards under CRR (EU) No 575/2013 to define methods for identifying the main risk driver of a position and classifying transactions as long or short positions, aiming to standardize risk assessment in banking.
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8 March 2024

Consultation paper on draft Guidelines on redemption plans under MiCAR

EBA consults on draft guidelines for redemption plans under MiCAR (Regulation (EU) 2023/1114), outlining requirements for compliance, proportionality, triggers, and periodic reviews to ensure orderly asset redemption for crypto-asset service providers.
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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