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EBA E-mail alert 23 July, 2026

News & Press

​The EBA consults on rules to further improve depositor protection under the revised Deposit Guarantee Schemes Directive

News

​The European Banking Authority (EBA) today launched four public consultations on proposed rules to further strengthen depositor protection, preserve financial stability, and further harmonise depositor protection standards across the EU under the revised Deposit Guarantee Schemes Directive (DGSD3). The EBA seeks stakeholders’ feedback on Implementing Technical Standards (ITS) on depositor information, ITS on information exchange between credit institutions, Deposit Guarantee Schemes (DGSs) and other relevant authorities, Regulatory Technical Standards (RTS) on the treatment of client funds protection standards across the EU, and Guidelines (GL) on how DGSs should invest funds collected from the industry. The four consultations run until 23 October 2026. 

Consultations

Consultation on Guidelines on investment of available financial means

Consultation
23 July - 23 October 2026

Consultation on Implementing Technical Standards on depositor information

Consultation
23 July - 23 October 2026

Consultation on Implementing Technical Standards on information exchange

Consultation
23 July - 23 October 2026

Consultation on Regulatory Technical Standards on DGS payouts of client funds deposits

Consultation
23 July - 23 October 2026
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