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EBA E-mail alert 24 April, 2026

News & Press

The ESA’s Joint Committee highlights digitalisation, cyber resilience and sustainable finance as key priorities of 2025

News

The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published its Annual Report for 2025, setting out the main priorities and achievements of its cross-sectoral work over the past year. In 2025, the Joint Committee focused on protecting consumers in increasingly digital financial markets, strengthening operational and cyber resilience through the implementation of the Digital Operational Resilience Act (DORA), improving the effectiveness of sustainable finance disclosures, and enhancing cross-sectoral risk monitoring.

Final Q&As

Question ID: 2025_7610

Topic
Interest Rate Risk for Banking Book (IRRBB)
Subject matter
Reporting of debt securities issued but not yet paid up

What is the expected representation for a debt security issued but not yet paid up in the templates REPRICING CASH FLOWS (J05, J06 and J07)? Is the expected monetary inflow supposed to be reported and if so in which row?

Question ID: 2026_7716

Topic
Liquidity risk
Subject matter
LCR treatment of issuances with automatic optionality/knock-out features

What is the LCR treatment of issuances with automatic optionality/knock-out features (hereinafter: ‘auto-callable issuances’) whereby notes are automatically redeemed should the underlier meet a strike level on specified observation dates?

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