News & Press
The EBA amends technical standards specifying the data collection for the 2026 benchmarking exercise
The European Banking Authority (EBA) today published its final draft Implementing Technical Standards (ITS), amending the Implementing Regulation on the benchmarking of credit and market risk for the 2026 exercise. The most significant change is in the area of market risk, where the EBA is proposing to restrict the data collection to the information on the alternative standardised approach (ASA) to be provided by those banks that were granted the internal model approval. In the area of credit risk, the EBA is suggesting only minor changes.
The EBA publishes statement confirming its response to the new European Commission’s Delegated Act postponing the market risk framework in the EU
Following the European Commission's adoption of a Delegated Act postponing application of the revised market risk framework in the EU, the so-called Fundamental Review of the Trading Book (FRTB), the European Banking Authority (EBA) today confirmed that its no action letter published on 12 August 2024 would remain fully valid and in place. In addition, the EBA’s considerations on specific issues arising from the FRTB postponement would also remain valid and applicable during the extended postponement period.
Final Q&As
Question ID: 2022_6539
Article 18 of the Securitisation Regulation requires that “The originator, sponsor and SSPE involved in a securitisation considered STS shall be established in the Union”:
- Would this provision deemed to be fulfilled in the case of originators, sponsors and SSPEs established in an EEA country?
- Would it be deemed to be fulfilled in the case of an originator which is an EU branch of a subsidiary established in an EEA State pertaining to a banking group established in the EU?
Question ID: 2021_5851
Question ID: 2024_6984
May a branch of a credit institution be considered as an entity within the meaning of Article 2.3 of the Regulation (EU) 2017/2402 and hence as originator under Article 29(5) thereto?
Should the answer to the above question be affirmative, which Competent Authority (home or host) should be responsible to supervise the STS requirements set out in Articles 18 to 27 of the Regulation (EU) 2017/2402?
Question ID: 2024_7089
Can the ESAs confirm there is no expectation to capture within the Register of Information the ICT subcontractors of non-ICT service providers?
Question ID: 2025_7387
As part of the DORA register of information packaging process, we are required to include a parameters.csv file that contains a refPeriod field. Could you please confirm what specific date should be used for the refPeriod?
Question ID: 2025_7388
Are financial entities, which according to article 16(1) in DORA are excluded from application of Articles 5 to 15, also are excluded from application of article 28 of DORA?
Question ID: DORA187 - 3199
- Is the list of the type of ICT services in Annex III of the draft Implementing Technical Standards on the standard templates for the purposes of the register of information in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers an exhaustive list?
- Can an out-of-scope financial entity – such as a micro or SME insurance intermediary - be considered as an ICT third party provider if they provide ICT services that are described in the Annex III of the ESA ITS on information register, to an in scope financial entity - such as an insurer?
- Can an out-of-scope financial entity – such as a micro or SME insurance intermediary - be considered as an ICT third party provider if they provide ICT services that are NOT described in the Annex III of the ESA ITS on information register, to an in scope financial entity - such as an insurer?
Question ID: DORA188 - 3200
What are the standards Article 28(5) is referring to?