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EBA E-mail alert June 28, 2024

News & Press

The EBA amends its Guidelines on arrears and foreclosure following changes to the Mortgage Credit Directive

Press Release

The European Banking Authority (EBA) published today its amended Guidelines on arrears and foreclosure following the changes introduced in the Mortgage Credit Directive (MCD).

The EBA publishes its final draft technical standards on extraordinary circumstances for continuing the use of internal models for market risk

Press Release

The European Banking Authority (EBA) published its final draft Regulatory Technical Standards (RTS) clarifying the extraordinary circumstances for continuing the use of internal models and disregarding certain overshootings in accordance with the Fundamental Review of the Trading book (FRTB) framework

Final Q&As

Question ID: 2021_6256

Topic
Other topics
Subject matter
Payee-initiated transactions with irregular period or variable amounts for account payments.

Please clarify whether payee-initiated account transactions available in Account Servicing Payment Service Providers (ASPSPs)’ online banking channels are considered discriminatory under PSD2 when not available in the PSD2 Application Programming  Interfaces (APIs). 

Question ID: 2021_6320

Topic
Strong customer authentication and common and secure communication (incl. access)
Subject matter
PISP’s access to payable charges applied by the ASPSP on the PSU’s initiated payment via the ASPSP’s dedicated interface

Shall the account servicing payment service provider (ASPSP) make the transaction fees accessible to payment initiation service providers (PISPs) via the dedicated interface?

Question ID: 2023_6876

Topic
Other DORA topics
Subject matter
DORA Regulation & Applicability to Third-Country Branches

Is Regulation (EU) 2022/2554 (DORA) applicable to third-country branches that are licensed in our country (EU country) as Credit Institutions?

Question ID: 2024_7005

Topic
Supervisory reporting - FINREP (incl. FB&NPE)
Subject matter
F 46 EBA_v1226

Where to recognise foreign exchange differences in template F46 for 0010 (Capital) and c0020 (Share Premium)?

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