The European Banking Authority (EBA) today published its Annual Report which describes in detail the activities and achievements of the Authority in 2021 and provides an overview of the key priorities for the coming year.

2021 was a year of challenges and important changes for the EBA. The Authority continued to work under the exceptional circumstances brought by the...

•The Discussion Paper explores whether and how environmental risks are to be incorporated in the Pillar 1 prudential framework for credit institutions and investment firms;
•The paper touches on key elements such as time horizon, inclusion of forward-looking elements in the prudential framework, and the overall calibration of own funds requirements;
•The EBA is seeking broad...

• First-round risks stemming from the Russian invasion of Ukraine are not a fundamental threat to the stability of the EU banking system, but second-round effects may be more material
• EU bank capital and liquidity ratios remained strong
• Profitability stabilised at higher levels than in the pre-pandemic period
• Non-performing...

The European Banking Authority (EBA) launched today a call for research papers in view of its 11th Policy Research Workshop taking place on 26-27 October 2022 on the topic "Technological Innovation, Climate Finance and Banking Regulation". The paper submission deadline is 24 June 2022.

The workshop aims at bringing together economists and researchers from supervisory...

The European Supervisory Authorities (EBA, ESMA and EIOPA – the ESAs) today warn consumers that many crypto-assets are highly risky and speculative. The ESAs set out key steps consumers can take to ensure they make informed decisions.

This warning comes in the context of growing consumer activity and interest in crypto-assets and the aggressive promotion of those...

The European Banking Authority (EBA) strongly condemns the recent developments that are taking a heavy toll on the Ukrainian state, society, and economy. Following the invasion of Ukraine, the Council of the EU has adopted restrictive measures against Russia and Belarus which require actions from the financial sector. The EBA is working with relevant authorities to ensure proper...

• The application of innovative technologies is facilitating changes to the structure of the EU financial sector. Value chains are evolving, the use of digital platforms is growing rapidly and new mixed-activity groups are emerging.
• The ESAs recommend a series of actions to the European Commission to strengthen EU financial services regulation and enhance...

The European Supervisory Authorities (ESAs) – EBA, EIOPA and ESMA, held their first joint high-level conference on financial education and literacy on 1 and 2 February 2022. The conference gathered high-level government representatives as well as experts from public authorities, academia, NGOs, consumer associations and the industry to raise awareness of this important topic. It also...

▪ The technical standards aim to ensure that stakeholders are well-informed about institutions’ ESG exposures, risks, and strategies and can make informed decisions and exercise market discipline.
▪ The standards put forward comparable disclosures and KPIs, including a green asset ratio (GAR) and a banking book taxonomy alignment ratio (BTAR), as a tool to show how institutions are...