• The guide sets out how mystery shopping (MS) activities can be carried out in real life and aims to support National Competent Authorities (NCAs) in their design and implementation.
• Mystery shopping allows NCAs to obtain greater insight into the conduct of financial institutions, which in turn allows them to take corrective actions to better comply with...

The European Banking Authority (EBA) published today its revised Guidelines on internal governance. The update takes into account the amendments introduced by the fifth Capital Requirements Directive (CRD V) and the Investment Firms Directive (IFD) in relation to credit institutions’ sound and effective governance arrangements, in particular with regard to gender diversity, money...

• CET1 ratio increased slightly and leverage ratio contracted quarter-on-quarter (QoQ).
• Strong rise of forborne loans, but stable forbearance ratio amid a similar rise in total loans and advances.
• Return on equity rose strongly QoQ, not least due to declining cost of risk.

The European Banking Authority (EBA) published...

The European Banking Authority (EBA) will organise a high-level conference on 26 October 2021, during which stakeholders from the European Union and beyond will reflect on financial integration in the EU over the last 10 years in the context of rebuilding the financial regulatory framework globally. The panelists will also look at the upcoming challenges for financial services to adapt...

The European Banking Authority (EBA) published today its 2020 Annual Report, which provides a detailed account of all the work the Authority achieved in the past year and anticipates the key areas of focus in the coming year.

2020 was an important year for the EBA as it concludes a 10-year cycle of activities, which have contributed to a more solid banking sector. It...

Ten years of work, growth, and achievements wrapped up in a 3-minute video. Watch our journey from 2011 to 2021.