Factsheet

European Banking Authority (EBA) outlines the EU-SCICF, a framework for coordinating responses to systemic cyber incidents threatening financial stability, involving national and EU authorities to share information and align crisis measures.

EBA outlines its transition to the new EU AML/CFT regime, transferring mandates to the Anti-Money Laundering Authority (AMLA) by 2025, including supervisory methodologies, risk assessments, and coordination with national authorities to strengthen financial crime prevention.

EBA report analysing the adoption of Distributed Ledger Technology (DLT) in EU banking and payments, assessing use cases like record keeping, clearing, and identity attestations, while monitoring risks and regulatory fit-for-purpose under its innovation convergence mandate.

EBA, EIOPA, and ESMA conduct a 2024 dry run to help financial entities prepare their ICT third-party provider registers under DORA, due by January 2025, offering feedback, data quality checks, and reporting process testing.

EBA guidelines on de-risking – clarifying when financial institutions may refuse services due to money laundering or terrorist financing risks, ensuring access to financial services for vulnerable groups like refugees and non-profit organisations, with updated AML/CFT risk management rules effective since October 2023.

ESAs joint committee interactive factsheet guides consumers on making sustainable financial choices—covering investments, loans, insurance, and pensions with ESG features, benefits, risks, and tips to avoid greenwashing under EU sustainability frameworks.

Factsheet: Accessing EU financial services as a non-profit organisation

EBA analysis on the impact of high inflation on financial investments, assessing risks, valuation challenges, and regulatory implications for banks and investment firms under EU financial frameworks.

EBA analysis on the impact of high inflation on insurance and pension sectors – assessing risks, challenges, and regulatory implications for solvency and consumer protection under EU frameworks.

EBA consumer guide explaining how high inflation and rising interest rates impact loans, savings, investments, pensions, and insurance – with practical steps to manage personal finances and adapt to changing economic conditions.

Gender equality at the EBA

Joint ESAs advice to the European Commission on digital finance - factsheet

ESG Pillar 3 disclosures Factsheet (updated)

Factsheet - EBA's view of a feasible integrated reporting system

European Banking Authority’s EUCLID platform – a centralized data infrastructure collecting and analyzing supervisory, resolution, remuneration, and payments data from EU/EEA financial institutions to support risk monitoring, regulatory impact assessments, and public transparency under frameworks like PSD2 and COREP/FINREP.