• The use of digital platforms in the EU’s banking and payments sector is growing rapidly and offers opportunities for EU consumers and firms.
• Platformisation is resulting in new dependencies between financial and non-financial firms but supervisors are facing challenges in monitoring developments.
• The EBA sets out measures to strengthen...

• In Q2 2021, banks’ return on equity (RoE) remained at levels similar to Q1, not least due to low impairments.
• Capital and liquidity ratios remained strong.
• While the non-performing loan (NPL) ratio declined, asset quality of loans under moratoria and public guarantee schemes (PGS) further deteriorated.
• Cyber and information...

The European Banking Authority (EBA) published today its 2020 Annual Report, which provides a detailed account of all the work the Authority achieved in the past year and anticipates the key areas of focus in the coming year.

2020 was an important year for the EBA as it concludes a 10-year cycle of activities, which have contributed to a more solid banking sector. It...

Ten years of work, growth, and achievements wrapped up in a 3-minute video. Watch our journey from 2011 to 2021.