Latest news and press releases 2013

  • EBA publishes final draft technical standards on market risk and CVA risk

    The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) on the definition of market and its final draft RTS on Credit Valuation Adjustment risk (CVA risk). The latter is supplemented by an Opinion on CVA risk which further elaborates on the approach taken by the EBA in determining a proxy spread. The standards will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the European Union (EU).

    20/12/2013 - Press releases

  • EBA publishes final Guidelines on capital measures for FX lending to unhedged borrowers under the SREP

    The European Banking Authority (EBA) today published its final Guidelines on capital measures for FX lending to unhedged borrowers under the Supervisory Review and Evaluation Process (SREP). These Guidelines bring forward supervisory convergence across the EU and address the ESRB Recommendation, following their 2011 Report on lending in Foreign Currencies, mandating the EBA to draft Guidelines on this specific aspect.

    20/12/2013 - Press releases

  • EBA publishes Reports on Liquidity

    The European Banking Authority (EBA) published today two Reports on liquidity, namely (i) on the impact assessment for liquidity coverage requirements and (ii) on appropriate uniform definitions of extremely high quality liquid assets (extremely HQLA) and high quality liquid assets (HQLA) and on operational requirements for liquid assets. These two reports provide the European Commission with specific recommendations for the purpose of its forthcoming delegated act.

    20/12/2013 - Press releases

  • EBA consults on disclosure of encumbered and unencumbered assets

    The EBA launched today a public consultation on draft Guidelines on disclosure of encumbered and unencumbered assets aimed at providing transparent and harmonised information on the subject across EU Member States. The consultation runs until 20 March 2014.

    20/12/2013 - News

  • EBA publishes draft final technical standards for the identification of the geographical location of credit exposures

    The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) on the method for the identification of the geographical location of the relevant credit exposures. These RTS ensure a consistent EU wide implementation of the countercyclical buffer (CCB) to protect against excess credit growth.

    20/12/2013 - Press releases

  • EBA publishes report on risks and vulnerabilities of the EU banking sector

    The European Banking Authority (EBA) published today its fourth semi-annual report on risks and vulnerabilities of the EU banking sector. The report identifies improvements in market confidence, funding and capital positions. However, it cautions about ongoing uncertainties on asset valuations and future profitability in a fragile economic environment. The report also draws attention to the risks of detrimental business practices and puts forward possible measures for addressing such vulnerabilities through coordinated policy and supervisory actions.

    20/12/2013 - Press releases

  • EBA consults on harmonised definitions and templates for funding plans of credit institutions

    The EBA launched today a public consultation on draft Guidelines proposing harmonised definitions and templates for funding plans of credit institutions. These Guidelines aim at harmonising the way the reporting of funding plans is conducted. The consultation runs until 20 March 2014.

    20/12/2013 - News

  • EBA publishes technical advice on possible treatments of unrealised gains

    The European Banking Authority (EBA) published today its technical advice on possible treatments of unrealised gains measured at fair value. The advice provides specific recommendations that will inform the European Commission (EC) as to whether changes to legislation should be introduced in order to sterilise the effect of unrealised gains on regulatory capital (so-called “prudential filters”).

    20/12/2013 - Press releases

  • EBA publishes final draft Technical Standards on supervisory disclosure

    The European Banking Authority (EBA) published today final draft Implementing Technical Standards (ITS) which specify the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities in the banking sector.

    19/12/2013 - Press releases

  • EBA publishes final draft Technical Standards on the Reporting of the Hypothetical Capital of a Central Counterparty (CCP)

    The European Banking Authority (EBA) published today its final draft Implementing Technical Standards (ITS) on the reporting of the hypothetical capital of a central counterparty (CCP). These final draft ITS specify calculations and reporting frequencies and templates for the information relating to hypothetical capital that a CCP has to deliver to all the credit institutions and investment firms that are clearing members for the purpose of calculating their own capital requirements. The same information has to be reported to the competent authorities.

    19/12/2013 - Press releases

  • EBA launches discussion on the methodology for the assessment of liquidity and funding risk under supervisory review

    The EBA published today a discussion paper on the methodology for the assessment of liquidity and funding risk under supervisory review. The document, which contains a preliminary version of the common methodology for assessing liquidity and funding risk, aims at helping competent authorities and colleges of supervisors assess liquidity and funding risk and reach joint decisions on liquidity. This methodology will be part of the final SREP guidelines, which will be published for consultation in mid 2014.

    19/12/2013 - News

  • EBA consults on the minimum amount of professional indemnity insurance for mortgage credit intermediaries

    The European Banking Authority (EBA) launched today a public consultation on a draft Regulatory Technical Standard (RTS) on the minimum monetary amount of the professional indemnity insurance or comparable guarantee for mortgage credit intermediaries. These RTS refer to Article 29(2)(a) of the proposed Directive on credit agreements relating to immovable residential property (Mortgage Credit Directive - MCD).

    19/12/2013 - News

  • EBA publishes final draft Technical Standards on metrics for monitoring additional liquidity

    The European Banking Authority (EBA) publishes today its final draft Implementing Technical Standards (ITS) on additional liquidity monitoring metrics. The ITS provide supervisors with an adequate toolkit to assess the liquidity risk profile of institutions. The standards will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the European Union (EU).

    18/12/2013 - Press releases

  • EBA publishes reports on comparability of Risk Weighted Assets (RWAs) and pro-cyclicality

    In the context of its ongoing work on comparability of RWAs, the European Banking Authority (EBA) published today three reports: (i) an interim report on the consistency of RWAs in SMEs and residential mortgages portfolios; (ii) a report on the comparability of supervisory rules and practices; and (iii) a report on variability of RWAs for market risk portfolios. Furthermore, the EBA also released its report on the pro-cyclicality of banks’ capital requirements, which supplements the work on comparability, together with a summary report that compiles all the work on comparability of RWAs for IRB models.

    18/12/2013 - Press releases

  • EBA publishes final draft technical standards on market risk

    The European Banking Authority (EBA) published today final draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) related to market risk. In particular, the EBA published (i) RTS on the definition of materiality thresholds for specific risk in the trading book; (ii) ITS on closely correlated currencies; (iii) RTS on non-delta risk of options in the standardised market risk approach; and (iv) ITS on appropriately diversified indices. The standards will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the European Union (EU).

    17/12/2013 - Press releases

  • EBA publishes final draft Technical Standards on securitisation retention rules

    The European Banking Authority published today its final draft Regulatory Technical Standards (RTS) on securitisation retention rules and related requirements, as well as its final draft Implementing Technical Standards (ITS) on the convergence of supervisory practices related to the implementation of additional risk weights in the case of non-compliance with the retention rules.

    17/12/2013 - Press releases

  • EBA consults on significant credit risk transfer for securitisation transactions

    The European Banking Authority (EBA) launched today a public consultation on draft Guidelines providing guidance to both originator institutions and competent authorities when assessing significant risk transfer (SRT) for securitisation transactions. These Guidelines will be part of the EU Single Rulebook in the banking sector and will ensure harmonised assessment and treatment of significant risk transfer across all EU Member States. The public consultation runs until 17 March 2014.

    17/12/2013 - News

  • EBA publishes outcome of 2013 EU-wide transparency exercise

    The European Banking Authority (EBA) disclosed today updated information on 64 European banks from 21 countries of the European Economic Area (EEA). The data covers the first half of 2013 and is based on 730,000 data points including capital, Risk Weighted Assets (RWAs) and sovereign exposures. Through this disclosure exercise, the EBA aims to promote greater understanding of capital positions and exposures of EU banks, thus contributing to market discipline and financial stability in the EU.

    16/12/2013 - Press releases

  • EBA publishes outcome of 2013 EU-wide transparency exercise

    The European Banking Authority (EBA) disclosed today updated information on 64 European banks from 21 countries of the European Economic Area (EEA). The data covers the first half of 2013 and is based on 730,000 data points including capital, Risk Weighted Assets (RWAs) and sovereign exposures. Through this disclosure exercise, the EBA aims to promote greater understanding of capital positions and exposures of EU banks, thus contributing to market discipline and financial stability in the EU.

    16/12/2013 - Press releases

  • EBA publishes final draft Technical Standards on information exchange between home and host competent authorities

    The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) on information exchange between home and host competent authorities regarding branches and service providers. The draft Technical Standards do not introduce any direct reporting requirements, but propose a structured and consistent process in the provision of key supervisory information across the EU.

    16/12/2013 - Press releases

  • EBA publishes final draft Implementing Technical Standards on joint decisions on institution-specific prudential requirements

    The European Banking Authority (EBA) published today its final draft Implementing Technical Standards (ITS) on joint decisions on institution-specific prudential requirements. These ITS will ensure uniform conditions of application of the joint decision process - on capital and liquidity - between consolidating supervisors and relevant competent authorities.

    13/12/2013 - Press releases

  • EBA publishes final draft technical standards on own funds

    The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) on own funds ‘Part three', which set out criteria to deduct indirect and synthetic holdings, to define broad market indices and to calculate minority interest. These final draft RTS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in Europe and namely at strengthening the quality of capital.

    13/12/2013 - Press releases

  • EBA publishes final draft Technical Standards on passport notifications

    The European Banking Authority (EBA) published today final draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) on passport notifications. These RTS and ITS aim to specify the information that needs to be notified to competent authorities, as well as forms, templates and procedures underlying the submission of passport notifications

    13/12/2013 - Press releases

  • EBA agrees on definition of identified staff for remuneration purposes

    The European Banking Authority (EBA) agreed on its final draft Regulatory Technical Standards (RTS) on criteria to identify categories of staff whose professional activities have a material impact on an institution’s risk profile. These identified staff will be subject to provisions related, in particular, to the payment of variable remuneration. The EBA will submit the draft RTS on 16 December 2013 to the European Commission. They are part of the EBA work on the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the European Union (EU).

    13/12/2013 - Press releases

  • EBA warns consumers on virtual currencies

    The European Banking Authority (EBA) issued today a warning on a series of risks deriving from buying, holding or trading virtual currencies such as Bitcoins. The EBA said that consumers are not protected through regulation when using virtual currencies as a means of payment and may be at risk of losing their money. It also added that there is no guarantee that currency values remain stable The warning was issued while the Authority assesses further all relevant aspects associated with virtual currencies, in order to identify whether virtual currencies can and should be regulated and supervised.

    13/12/2013 - Press releases

  • EBA consults on methodology for global systemically important institutions

    The European Banking Authority (EBA) launched today a public consultation on the methodology for identifying Global Systemically Important Institutions (G-SIIs). The work aims at ensuring a transparent identification process in line with international regulatory work on global systemically important banks. The public consultation runs until 28 February 2014 and covers the draft RTS on the methodology for identifying G-SIIs, and draft ITS and Guidelines on the disclosure of the value of indicators used in the identification process.

    12/12/2013 - News

  • EBA publishes follow-up review of banks transparency in their 2012 reports

    The European Banking Authority (EBA) published today a follow-up review aimed at assessing the disclosures made by 19 European institutions in response to the Basel Pillar 3 requirements, as set out in the EU Capital Requirements Directive (CRD). Overall, despite improvements in some specific areas, credit institutions’ compliance with disclosure requirements remains unchanged compared to last year’s assessment where no bank had fully met all the requirements. The report also highlighted that comparability and consistency of disclosures between the different institutions could be improved.

    09/12/2013 - News

  • EBA publishes Guidelines on retail deposits subject to different outflows for the purpose of liquidity reporting

    The European Banking Authority (EBA) published today its final Guidelines on retail deposits subject to different outflows. The document aims at providing greater harmonisation in the reporting of retail deposits in the EU banking sector.

    06/12/2013 - Press releases

  • EBA publishes final draft technical standards on the determination of the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets

    The European Banking Authority (EBA) publishes today its final draft Regulatory Technical Standards (RTS) which define the conditions and methodologies used to determine the overall exposure to a client or group of connected clients resulting from an exposure to a transaction with underlying assets and the risks inherent in the structure of the transaction itself. The standards will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the European Union (EU).

    05/12/2013 - Press releases

  • EBA publishes final draft technical standards on conditions for assessing materiality of extensions and changes of internal approaches for credit and operational risk

    The European Banking Authority (EBA) published today its final regulatory technical standards (RTS) specifying the conditions for assessing the materiality of extensions and changes of internal approaches for credit and operational risk. These RTS will be part of the Single rulebook aimed at enhancing regulatory harmonisation in Europe.

    05/12/2013 - Press releases

  • EBA publishes XBRL taxonomy for remittance of supervisory reporting by competent regulatory authorities

    The European Banking Authority (EBA) published today its XBRL taxonomy to be used for remittance of data under the Implementing Technical Standards (ITS) on supervisory reporting. The taxonomy defines a representation for data collection under the reporting requirements related to own funds, financial information, losses stemming from lending collateralised by immovable property, large exposures, leverage ratio and liquidity ratios. It presents the data items, business concepts, relations, visualisations and validation rules described by the EBA Data Point Model contained in the ITS on supervisory reporting.

    02/12/2013 - Press releases

  • EBA presents data on high earners in EU banks for 2012

    The EBA published today a report on the remuneration of EU bank staff who received one million Euro or more in total in 2012. Figures show that the number of high earners was limited in most Member States and quite significant in some others. The report is part of the EBA’s work on bank staff remuneration policies aimed at ensuring prudent and sustainable risk taking in the EU banking sector.

    29/11/2013 - Press releases

  • EBA, EIOPA and ESMA publish Joint Position on product oversight and governance processes

    The Joint Committee of the three European Supervisory Authorities published today eight principles applicable to the oversight and governance processes of financial products. These principles cover in particular the responsibilities of manufacturers and producers in setting up processes, functions and strategies for designing and marketing financial products, as well as at reviewing the products’ life cycle.

    28/11/2013 - News

  • EBA consults on draft technical standards on own funds

    The European Banking Authority (EBA) launched today a consultation on Draft Regulatory Technical Standards (RTS) on own funds (Part IV) aimed at setting harmonised criteria for instruments with multiple distributions that would create a disproportionate drag on capital, as well as clarifying the meaning of preferential distributions. These RTS will be part of the Single Rulebook in banking aimed at enhancing regulatory harmonisation in Europe and namely at strengthening the quality of capital. The consultation runs until 24 January 2014.

    27/11/2013 - Press releases

  • EBA workshop on regulatory tools and the EU institutional architecture for the financial sector

    On 17 January 2014, the European Banking Authority (EBA) will host a full-day legal workshop, which will bring together policymakers, supervisors, and legal academics to discuss the latest developments in the EU’s regulatory and institutional landscape.

    27/11/2013 - News

  • Speech by Andrea Enria at the AFME and EBF Banking Union in Europe Conference

    Andrea Enria, Chairperson of the EBA, gave a speech today in Brussels at the AFME and EBF Banking Union in Europe Conference: "The Single Market after the Banking Union".

    18/11/2013 - News

  • EBA's response to the Report by Philippe Maystadt "Should IFRS standards be more European?"

    EBA publishes its comments in response to the Report by Philippe Maystadt "Should IFRS standards be more European?".

    18/11/2013 - News

  • EBA workshop on the implementation of disclosure requirements

    On 28 November 2013 the European Banking Authority (EBA) will host a public workshop aimed at providing the preliminary findings of its 2013 report on the implementation of the disclosures requirements (Pillar 3) of the Capital Requirements Directive (CRD).

    14/11/2013 - News

  • EBA publishes peer review on the implementation of the stress testing guidelines

    The European Banking Authority (EBA) published today the peer review on the implementation of the EBA guidelines on stress testing . The aim of the peer review was to assess and compare the effectiveness of the supervisory activities related to the review of credit institutions’ own stress testing frameworks across the EU, as well as the implementation of related provisions by competent authorities. The report shows that National Competent Authorities (NCAs) largely comply with the three assessed guidelines (18, 19 and 20).

    12/11/2013 - News

  • European Supervisory Authorities consult on the removal of mechanistic reliance on credit ratings

    The Joint Committee of the European Supervisory Authorities (EBA, ESMA and EIOPA - ESAs) is launching today a one-month public consultation on the removal of mechanistic references to credit ratings in their guidelines and on the definition of sole and mechanistic reliance on such ratings.

    07/11/2013 - News

  • ESMA and EBA consult on complaints handling guidelines for the investment and banking sectors

    The European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) have jointly launched a consultation on guidelines for complaints handling in the securities and markets sectors. The proposed Guidelines will build on the existing guidelines on complaints handling by insurance undertakings published by the European Insurance and Occupational Pensions Authority (EIOPA) in June 2012. The consultation runs until 7 February 2014.

    06/11/2013 - News

  • EBA's Banking Stakeholder Group elects Chairperson

    The EBA's Banking Stakeholders Group (BSG) has re-elected Mr David Llewellyn as its Chairperson. The election took place during the first meeting of the newly appointed EBA's Banking Stakeholders Group (BSG) on 30 October 2013.

    04/11/2013 - News

  • EBA publishes final draft technical standards on asset encumbrance

    The European Banking Authority (EBA) published today its final implementing technical standards (ITS) on reporting for asset encumbrance. These ITS, which will be part of the EU Single Rulebook in banking, provide reporting templates and instructions with the ultimate aim of ensuring harmonised reporting of asset encumbrance across institutions.

    30/10/2013 - Press releases

  • Revised FAQs on Prudent Valuation QIS

    The European Banking Authority (EBA) published today an updated list of FAQs on the Prudent Valuation Quantitative Impact Study (QIS), amending the version published on 3 October 2013. Changes and/or clarifications to the FAQs are marked in red in the excel file.

    30/10/2013 - News

  • New schedule for publication of final Q&As

    The EBA informs that as of today’s date any final answers to questions submitted under the Single Rulebook Q&A tool will be published on Fridays between 12pm and 1pm GMT. Please note that as the EBA will be closed Friday 1 November (EU public holiday), any publication this week will take place on Thursday 31 October between 12pm and 1pm GMT instead.

    29/10/2013 - News

  • EBA publishes risk dashboard of EU banking sector

    The European Banking Authority (EBA) publishes today its first risk dashboard, summarising the main risks and vulnerabilities in the banking sector in the European Union (EU). The dashboard looks at the evolution of Key Risk Indicators (KRI) from 56 banks across the EU and points to significant improvements, particularly in terms of strengthened capital base.

    29/10/2013 - News

  • EBA consults on the use of the Legal Entity Identifier (LEI)

    The European Banking Authority (EBA) launches today a consultation on a Recommendation on the use of the Legal Entity Identifier (LEI). The document will require all entities for which information is required under EU reporting obligations to obtain a pre-Legal Entity Identifier (pre-LEI) code for reporting purposes.

    28/10/2013 - News

  • EBA consults on draft technical standards on disclosure for leverage ratio

    The European Banking Authority (EBA) launched today a consultation on draft Implementing Technical Standards (ITS) on disclosure for leverage ratio. These standards will be part of the EU Single Rulebook in the banking sector and aim at harmonising disclosure of the leverage ratio across the EU by providing institutions with uniform templates and instructions. The consultation runs until 24 January 2014.

    24/10/2013 - News

  • EBA consults on draft Guidelines on the discount rate for variable remuneration

    The European Banking Authority (EBA) launches today a consultation paper on draft Guidelines setting out the calculation of the discount rate for variable remuneration and clarify how it should be applied. The consultation will run until 18 January 2014.

    23/10/2013 - News

  • EBA consults on draft technical standards related to liquidity requirements

    The European Banking Authority (EBA) launched today three consultations on draft technical standards (ITS and RTS) related to liquidity requirements. In particular, the EBA will be consulting on 1) draft ITS on currencies for which the justified demand for liquid assets exceeds their availability; 2) draft RTS on derogations for eligible currencies; and 3) draft ITS listing the currencies with an extremely narrow definition of central bank eligibility. All three consultations will run until 22 December 2013.

    22/10/2013 - News

  • EBA to host a seminar on stress testing in banks

    On 5 December 2013, the European Banking Authority (EBA) will host a workshop on stress testing. This one-day seminar will bring together high-level speakers from commercial banks, as well as from regulatory and supervisory authorities, to discuss the most recent issues regarding stress testing in banks, stress tests as a risk management tool, as well as stress testing from a regulatory perspective.

    21/10/2013 - News

  • EBA publishes final draft technical standards on NPLs and Forbearance reporting requirements

    The European Banking Authority (EBA) released today its final technical standards on supervisory reporting on Non-Performing Exposures and Forbearance, which will provide consistent indicators of asset quality of banks across the European Union. The EBA also issued recommendations on asset quality reviews (AQRs) aimed at supporting existing and/or planned reviews across the EU.

    21/10/2013 - Press releases

  • EBA appoints new stakeholder group

    The EBA announced today the new composition of its Banking Stakeholder Group (BSG). The group, which now enters its second term of work, has the important role of facilitating consultation and dialogue with stakeholders in all the areas relevant to the tasks of the EBA. Newly appointed and reappointed members from the previous term will represent in a balanced way consumers, users and employees, as well as academia and various types of credit and investment institutions across the EU.

    18/10/2013 - News

  • EBA to promote discussion on systemically important institutions

    The European Banking Authority (EBA) is organising a Policy Research Workshop to discuss measures on how to regulate and resolve systemically important institutions. This workshop, which will bring together leading economists from supervisory authorities, as well as top-academics, provides a forum for presenting academic papers on policy issues on this topic that are relevant at EU and global level.

    08/10/2013 - News

  • The Joint Committee of the ESAs publishes list of financial conglomerates

    The Joint Committee publishes the 2013 List of Identified Financial Conglomerates. The latest version of the list shows 75 financial conglomerates with the head of group in an EU/EEA country, one with the head of group in Australia, two with the head of the group in Switzerland, and two with the head of group in the United States

    08/10/2013 - News

  • EBA publishes end of term report of its Banking Stakeholder Group (BSG)

    The European Banking Authority (EBA) issued its Banking Stakeholder Group (BSG) end of term of office report. The document covers the outputs of the Group between March 2011 and September 2013, as well as information on its working methodology and its interaction with the EBA.

    07/10/2013 - News

  • Revised deadlines for the delivery of EBA technical standards

    New or significantly revised mandates were introduced for the EBA following the finalisation of the Capital Requirements Directive IV (CRDIV) and of the Capital Requirements Regulation (CRR), published in the Official Journal on 27 June 2013, and their corrigenda of 2 August 2013.

    07/10/2013 - News

  • Revised FAQs on Prudent Valuation QIS

    The European Banking Authority (EBA) published today an updated list of FAQs on the Prudent Valuation Quantitative Impact Study (QIS). Changes and/or clarifications to the FAQs are marked in red in the excel file.

    03/10/2013 - News

  • EBA issues work programme for 2014

    The European Banking Authority (EBA) published its work programme for 2014, describing the main objectives and deliverables of the EBA in the forthcoming year. Activities will focus on three core areas: regulation, oversight and consumer protection.

    02/10/2013 - News

  • The Joint Committee of the ESAs publishes 2014 Work Programme

    The Joint Committee of the European Supervisory Authorities (EBA, ESMA, EIOPA) publishes today its Work Programme for next year. Throughout 2014, the Joint Committee will give high priority to the areas of Consumer Protection and Cross-Sectoral Risk Analysis, as in the current year.

    02/10/2013 - News

  • EBA publishes final draft technical standards on close correspondence for own-issued covered bonds

    The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) on close correspondence between the fair value of an institution's covered bonds and the fair value of its assets. These RTS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the EU.

    30/09/2013 - Press releases

  • Introductory remarks by Andrea Enria: Hearing at the Committee on Economic and Monetary Affairs (ECON) of the European Parliament

    This statement was delivered during the annual public hearing of the chairpersons of the three European Supervisory Authorities (ESAs) at the Committee on Economic and Monetary Affairs (ECON) of the European Parliament.

    30/09/2013 - News

  • Speech by Andrea Enria at the ESE Conference in Frankfurt

    Andrea Enria, Chairperson of the EBA, gave a speech today in Frankfurt at the 2013 ESE Conference on the Future of European financial supervision: "The new role of the European Banking Authority in the Banking Union".

    26/09/2013 - News

  • EBA publishes results of the Basel III monitoring exercise as of end 2012

    The European Banking Authority (EBA) publishes today its fourth report of the Basel III monitoring exercise on the European banking system. This exercise, run in parallel with the one conducted by the Basel Committee on Banking Supervision (BCBS) at global level, allowed to gather aggregate results on capital, Risk Weighted Assets (RWAs), liquidity and leverage ratios for banks in the European Union (EU).

    25/09/2013 - Press releases

  • EBA to hold a public hearing on forthcoming liquidity reports

    The European Banking Authority (EBA) will hold a public hearing in London on 23 October 2013 on the draft reports to be submitted to the EU Commission relating to the economic impact assessment of quantitative liquidity regulation and the definition of liquid assets under Article 509 of the Capital Requirements Regulation.

    23/09/2013 - News

  • EBA consults on draft XBRL Taxonomy for secondary reporting

    The European Banking Authority (EBA) launched today a consultation on the draft XBRL Taxonomy for second level supervisory reporting. This consultation document, which is based on the EBA’s final draft Implementing Technical Standards (ITS) and the related Data Point Model(s) (DPM), aims at ensuring that the data that national competent authorities collect from credit institutions and investment firms is transmitted to the EBA in a uniform and consistent manner. This consultation runs until 9 October 2013.

    19/09/2013 - News

  • EBA to host workshop on proportionality measures for regulatory purposes

    On 22 October 2013, the European Banking Authority (EBA) will host a workshop on how the proportionality principle should be applied on the EBA regulatory work within the context of the CRR/CRDIV. Proportionality is a key aspect for the application of the new EU banking regulatory framework and ensures that all institutions across the EU can apply standards and requirements in a manner that is proportionate to their nature, scale and complexity.

    18/09/2013 - News

  • European Supervisory Authorities highlight cross-sectoral risks

    The Joint Committee of the European Supervisory Authorities (ESAs) has published its second bi-annual Report on Risks and Vulnerabilities in the European Union’s (EU) Financial System.

    05/09/2013 - Press releases

  • EBA consults on draft technical standards on methods for identifying the geographical location of relevant credit exposures

    The European Banking Authority (EBA) launched today a consultation on draft Regulatory Technical Standards (RTS) setting out criteria for identifying the geographical location of all relevant credit exposures, namely credit risk, trading book and securitisation exposures. These RTS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the European Union (EU). The consultation runs until 1 November 2013.

    02/09/2013 - News

  • EBA publishes new answers to questions on the Single Rulebook

    The European Banking Authority (EBA) published on its website the answers to questions 76 and 94 on the Single Rulebook.

    27/08/2013 - News

  • EBA publishes new answers to questions on the Single Rulebook

    The European Banking Authority (EBA) published on its website the answer to question 118 on the Single Rulebook.

    20/08/2013 - News

  • EBA publishes second interim report on the consistency of risk-weighted assets in the banking book of EU banks

    The European Banking Authority (EBA) released today its second interim report on the regulatory consistency of risk-weighted assets (RWAs) for credit risk in the banking book. This report illustrates the outcomes of the next stage in the EBA's review into RWA consistency in sovereigns, institutions and large corporate exposures, generally referred to as low default portfolios (LDP). The aim was to identify and further understand the sources of any material differences in RWA outcomes for portfolios which are specifically challenging for the banks due to limited availability of data. This analysis is closely aligned with the global work of the Basel Committee which recently released the results of their report.

    05/08/2013 - Press releases

  • EBA publishes new answers to questions on the Single Rulebook

    The European Banking Authority (EBA) published on its website the answers to questions 27 and 67 on the Single Rulebook.

    02/08/2013 - News

  • EBA launches discussion on possible treatments of unrealised gains measured at fair value

    The European Banking Authority (EBA) published today a discussion paper on possible treatments of unrealised gains of assets and liabilities measured at fair value, other than including them in Common Equity Tier 1 without adjustment. The input gathered from this discussion paper will assist the EBA in providing its technical advice to the European Commission on this topic. The consultation runs until 27 September 2013.

    02/08/2013 - News

  • EBA consults on draft Guidelines on retail deposits subject to different outflows for the purpose of liquidity reporting

    The European Banking Authority (EBA) launched today a consultation on draft Guidelines on retail deposits subject to different outflows aimed at providing greater harmonisation in the reporting of retail deposits in the EU banking sector. The consultation runs until 1 October 2013.

    01/08/2013 - News

  • EBA consults on draft technical standards related to the specific risk of debt instruments in the trading book

    The European Banking Authority (EBA) launched today a consultation on draft Regulatory Technical Standards (RTS) assessing the minimum materiality needed to implement internal approaches for calculating own fund requirements related to risks associated with debts instruments in the trading book. These RTS will be part of the Single rulebook aimed at enhancing regulatory harmonisation in the EU banking sector. The consultation runs until 15 October 2013.

    30/07/2013 - News

  • EBA publishes new answers to questions on the Single Rulebook

    The European Banking Authority (EBA) published today on its website the answers to questions 23, 26 and 58 on the Single Rulebook.

    29/07/2013 - News

  • EBA, EIOPA and ESMA publish RTS on the consistent application of calculation methods under the Financial Conglomerates Directive

    The Joint Committee of the three European Supervisory Authorities (EBA, EIOPA and ESMA) has published its draft Regulatory Technical Standards (RTS) on the consistent application of the calculation methods described in the Financial Conglomerates Directive (FICOD) covering the assessment of the financial situation of credit institutions, insurance undertakings and investment firms which are part of a financial conglomerate.

    29/07/2013 - Press releases

  • EBA publishes final draft technical standards on supervisory reporting requirements

    The European Banking Authority (EBA) published today its final draft Implementing Technical Standards (ITS) on supervisory reporting. They set out reporting requirements related to own funds, financial information, losses stemming from lending collateralised by immovable property, large exposures, leverage ratio and liquidity ratios. These draft ITS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in the EU and facilitating a proper functioning of cross-border supervision.

    26/07/2013 - Press releases

  • EBA publishes first final draft technical standards on own funds and credit risk adjustment

    The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) and final draft Implementing Technical Standards (ITS) on own funds, as well as its final draft RTS on credit risk adjustment (CRA). These final draft RTS and ITS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in Europe and namely at strengthening the quality of capital.

    26/07/2013 - Press releases

  • EBA launches QIS exercise on prudent valuation

    Following the publication of the Consultation Paper on draft RTS on prudent valuation, the EBA launched today a Quantitative Impact Study (QIS) to assess the capital impact of the proposals for the calculation of additional value adjustments (AVAs). This QIS, which will be carried out in co-ordination with the National Supervisory Authorities, will also be used to calibrate the thresholds and underlying assumptions of AVAs.

    22/07/2013 - News

  • The EBA publishes a Recommendation on the preservation of capital

    The European Banking Authority (EBA) published today a Recommendation on capital preservation addressed to supervisory authorities in all EU Member States. The Recommendation aims to preserve the enhanced capital base that banks built by 30 June 2012, in response to the EBA’s 2011 recapitalisation Recommendation.

    22/07/2013 - Press releases

  • EBA consults on draft technical standards on close correspondence for own-issued covered bonds

    The European Banking Authority (EBA) launches today a consultation on draft Regulatory Technical Standards (RTS) on close correspondence between the fair value of an institution’s covered bonds and the fair value of its assets. These RTS will be part of the Single rulebook aimed at enhancing regulatory harmonisation in the EU. The consultation runs until 1 September 2013.

    19/07/2013 - News

  • EBA publishes report on risks and vulnerabilities of the EU banking sector

    The European banking Authority (EBA) published today its third semi-annual report on risks and vulnerabilities of the EU banking sector. The report analyses the main developments and trends affecting the sector in the current year and provides an outlook of the main micro-prudential risks and vulnerabilities, as well as of related policy implications. The report also puts forward possible measures for addressing these risks through coordinated policy and supervisory actions.

    17/07/2013 - News

  • EBA consults on draft technical standards on own funds requirements for investment firms

    The European Banking Authority (EBA) launches today a consultation on draft Regulatory Technical Standards (RTS) on own funds requirements for investment firms based on fixed overheads. These RTS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in Europe. The consultation runs until 30 September 2013.

    17/07/2013 - News

  • EBA presents data on high earners in EU banks

    The EBA published today a report featuring data on the remuneration of EU bank staff who received one million Euro or more in total in 2010 and 2011. The report focuses on the gathering of numerical data and provides a first analysis of remuneration structures across the EU. Overall, results show that the number of high earners is limited in most member states, but quite significant in others.

    15/07/2013 - Press releases

  • EBA consults on draft technical standards on the hypothetical capital of a central counterparty

    The European Banking Authority (EBA) launches today a consultation on draft Implementing Technical Standards (ITS) on the reporting of the hypothetical capital of a central counterparty (CCP). These ITS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in the banking sector in Europe. The consultation runs until 30 September 2013.

    12/07/2013 - News

  • EBA consults on draft technical standards on prudent valuation

    The European Banking Authority (EBA) launches today a public consultation on draft Regulatory Technical Standards (RTS) setting out the requirements related to prudent valuation adjustments of fair valued positions. The objective of these draft RTS is to determine prudent values that can achieve an appropriate degree of certainty while taking into account the dynamic nature of trading book positions. The consultation runs until 8 October 2013.

    10/07/2013 - Press releases

  • EBA consults on draft technical standards on supervisory disclosure

    The European Banking Authority (EBA) launches today a consultation on draft Implementing Technical Standards (ITS) which specify the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities in the banking sector. These ITS will be part of the Single Rulebook aimed at enhancing regulatory harmonisation in Europe. The consultation runs until 9 October 2013.

    09/07/2013 - News

  • EBA consults on draft technical standards on information exchange between home and host competent authorities

    The European Banking Authority (EBA) launches today two public consultations on draft Implementing Technical Standards (ITS) and on draft Regulatory Technical Standards (RTS) related to how competent authorities collaborate and exchange information regarding institutions operating through branches and regarding the freedom of provision of services in one or more EU Member States other than that in which head offices are situated. The consultations run until 8 October 2013.

    08/07/2013 - News

  • EBA consults on draft technical standards in relation to credit valuation adjustment risk

    The European Banking Authority (EBA) launches today a second consultation on Draft Regulatory Technical Standards (RTS) for credit valuation adjustment risk (CVA) to further specify how a proxy spread should be determined for the calculation of own funds requirements and to provide additional details on a limited number of smaller portfolios. These RTS will be part of the Single rulebook aimed at enhancing regulatory harmonisation in Europe. The consultation runs until 25 September 2013.

    05/07/2013 - News

  • EBA launches new Single Rulebook Q&A tool

    The European Banking Authority (EBA) launches today a new online “Single Rulebook Q&A” tool which will allow institutions, supervisors and other stakeholders to submit their questions on the CRD IV package, on the related Technical Standards developed by the EBA and adopted by the European Commission (RTS and ITS), as well as on the EBA Guidelines.

    04/07/2013 - News

  • EBA appoints its new Alternate Chairperson and Management Board members

    The Board of Supervisors of the European Banking Authority (EBA) elected today a new alternate Chairperson and three members of the Management Board.

    02/07/2013 - News

  • Joint Committee of ESAs holds its first Consumer Protection Day

    The Joint Committee of the European Supervisory Authorities (Joint Committee) held its first Consumer Protection Day on 25 June 2013 in Paris. Consumer protection is a major objective for the European Supervisory Authorities (ESAs – EBA, ESMA, EIOPA) and under the auspices of the Joint Committee, they continue to place this high on their agenda for 2013.

    28/06/2013 - Press releases

  • Consultation on guidelines on technical aspects of the management of interest rate risk arising from non trading activities (IRRBB)

    The European Banking Authority (EBA) launches today a consultation on amendments and additions to CEBS Guidelines on interest rate risk from non-trading activities (IRRBB) published on 3 October 2006. The proposed changes are aimed at improving the management of IRRBB risks by institutions, and to promote the convergence of supervisory practices in reviewing and evaluating institutions under the Pillar 2 assessment process. The consultation runs until 27 September 2013.

    27/06/2013 - News

  • EBA consults on draft Technical Standards on closely correlated currencies and on appropriately diversified indices

    The European Banking Authority publishes today two consultation papers on draft Implementing Technical Standards (ITS) to identify (i) a list of relevant closely correlated currencies for the purposes of calculating the capital requirements for foreign-exchange risk; and (ii) a list of relevant appropriately diversified indices for the purposes of calculating the capital requirements for equity risk. The consultations of both draft ITS run until 8 September 2013.

    25/06/2013 - News

  • The Joint Board of Appeal of the ESAs publishes today its decision

    The joint Board of Appeal of the European Supervisory Authorities (EBA, ESMA and EIOPA) has published today its decision in an appeal brought by an Estonian company against a decision of the EBA.

    24/06/2013 - News

  • EBA publishes its 2012 Annual Report

    The European Banking Authority (EBA) publishes today its 2012 Annual Report which provides an overview of the major achievements and activities performed by the Authority in its second year of existence. A separate publication summarising the key features of the 2012 Annual Report is also published and it will soon be available in all EU languages.

    14/06/2013 - News

  • EBA publishes good practices for responsible mortgage lending and treatment of borrowers in payment difficulties

    The European Banking Authority (EBA) publishes today two Opinions on good practices for (i) responsible mortgage lending and (ii) for the treatment of borrowers in mortgage payment difficulties. Both Opinions are addressed to competent authorities and aim at promoting common practices, with the ultimate view of enhancing consumer protection and contributing to the stability, integrity and effectiveness of the financial system.

    13/06/2013 - Press releases

  • The European Banking Authority launches today its newly redesigned website

    The European Banking Authority launches today its newly redesigned website, which features a more user-friendly navigation and easier access to information and essential resources.

    10/06/2013 - News

  • ESMA and the EBA publish final principles on benchmarks

    The European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) have published their final report setting out their Principles for Benchmark-Setting Processes in the EU.

    06/06/2013 - Press releases

  • Speech by Andrea Enria at the EC public hearing on financial supervision in the EU

    Andrea Enria, Chairperson at the EBA, gave a speech today in Brussels at the European Commission public hearing on financial supervision in the EU: "Implications of the Single Supervisory Mechanism on the European System of Financial Supervision: the EBA perspective".

    24/05/2013 - News

  • Consultation on Technical Standards for Own funds - Part III

    The European Banking Authority (EBA) launches today a consultation on Draft Regulatory Technical Standards (RTS) on own funds (Part III) related to criteria to define broad market indices, the calculation of minority interest and the deduction of indirect and synthetic holdings. The consultation runs until 18 July 2013.

    23/05/2013 - News

  • EBA consults on draft technical standards on liquidity

    The European Banking Authority (EBA) launches today two consultations on (i) draft Implementing Technical Standards (ITS) related to supervisory reporting of additional monitoring metrics for liquidity and (ii) draft Regulatory Technical Standards (RTS) on additional collateral outflows. Both consultations run until 14 August 2013.

    23/05/2013 - Press releases

  • Consultation on draft Guidelines on capital measures for foreign currency lending

    The European Banking Authority (EBA) launches today a consultation on draft Guidelines on capital measures for foreign currency lending (FX lending) aimed at providing guidance to national competent authorities on how to deal with the specific risk of FX lending to unhedged borrowers as part of the Supervisory Review and Evaluation Process (SREP). The consultation runs until 23 August 2013.

    23/05/2013 - News

  • EBA consults on draft Technical Standards on the definition of market and on option risks under the standardised approach for market risk

    The European Banking Authority launches today two consultation papers on draft Regulatory Technical Standards (RTS) to define (i) the term market for the purpose of calculating the ‘general’ component of market risk for equities under the standardised rules; and (ii) a range of methods to reflect in the own funds requirements non-delta risks for options and warrants. The consultation of both draft RTS runs until 31 August 2013.

    22/05/2013 - Press releases

  • EBA consultation on draft Technical Standards on securitisation retention rules

    The European Banking Authority launches today a consultation paper on (i) draft Regulatory Technical Standards (RTS) to specify the securitisation retention rules and related requirements and (ii) draft Implementing Technical Standards (ITS) to clarify the measures to be taken in the case of non-compliance with such obligations. The consultation runs until 22 August 2013.

    22/05/2013 - Press releases

  • EBA consults on draft Technical Standards on Passport Notifications

    The European Banking Authority (EBA) launches today two consultations on draft Regulatory and Implementing Technical Standards (RTS and ITS) on Passport Notifications aimed at specifying the information to be notified to the competent authorities as well as to develop standard forms, templates and procedures underlying the submission of passport notifications. Both consultations run until 21 August 2013.

    21/05/2013 - News

  • Consultation on draft Technical Standards for the definition of material risk takers for remuneration purposes

    The European Banking Authority launches today a consultation paper on draft Regulatory Technical Standards (RTS) on criteria to identify categories of staff whose professional activities have a material impact on an institution’s risk profile. These material risk takers will be subject to specific provisions of the Capital Requirements Directive (CRD) related, in particular, to the payment of variable remuneration. The consultation runs until 21 August.

    21/05/2013 - Press releases

  • Consultation on draft RTS specifying the range of scenarios to be used in recovery plans

    These draft RTS intend to specify the range of scenarios to be designed by financial institutions when testing their recovery plans.

    20/05/2013 - Press releases

  • Consultation on draft RTS on the assessment of recovery plans

    The European Banking Authority (EBA) launches today two consultations on Draft Regulatory Technical Standard (RTS) related to the assessment process of recovery plans by competent supervisors (I) and to the range of scenarios to be used in those plans (II). The consultations run until 20 August 2013.

    20/05/2013 - News

  • Consultation on draft Implementing Technical Standards (ITS) on institution-specific prudential requirements

    The European Banking Authority (EBA) launches today a consultation on Draft Implementing Technical Standards (ITS) on institution-specific prudential requirements with a view to facilitating the reaching of effective joint decisions between the consolidating supervisor and the competent authorities responsible for the supervision of subsidiaries in a Member State. The consultation runs until 16 August 2013.

    20/05/2013 - News

  • Call for Expression of Interest regarding the renewal of the EBA's Banking Stakeholder Group

    The European Banking Authority (EBA) launches today a Call for expression of interest to prepare the renewal of its Banking Stakeholder Group (BSG). The deadline for application is 28 June 2013, 23:59 GMT.

    17/05/2013 - Press releases

  • Consultation Paper on Draft Regulatory Technical Standards on the determination of the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets

    The European Banking Authority launches today a consultation paper on draft Regulatory Technical Standards (RTS) to define the conditions and methodologies used to determine the overall exposure to a client or group of connected clients resulting from a transaction with underlying assets and the risks inherent in the structure of the transaction itself. The consultation runs until 16 August 2013.

    17/05/2013 - Press releases

  • Survey: Review of the European System of Financial Supervision

    The European Parliament has commissioned two studies reviewing the European System of Financial Supervision (ESFS). These studies will inform the deliberations of the European Parliament, in particular its Committee on Economic and Monetary Affairs’ (ECON).

    17/05/2013 - Press releases

  • EBA recommends supervisors to conduct asset quality reviews and adjusts the next EU-wide stress test timeline

    The EBA agreed today on recommendations to supervisors to conduct asset quality reviews on major EU banks. While banks’ capital positions were significantly strengthened under the EBA’s recapitalisation exercise, the objective of the asset quality exercises will be to review banks’ classifications and valuations of their assets so to help dispel concerns over the deterioration of asset quality due to macroeconomic conditions in Europe.

    16/05/2013 - Press releases

  • Joint Committee of the European Supervisory Authorities calls for action on cross-sectoral risks

    The Joint Committee of the European Supervisory Authorities (Joint Committee) has published today its first Report on Risks and Vulnerabilities in the European Union’s (EU) Financial System.

    12/04/2013 - Press releases

  • EBA Consultation Paper on supervisory reporting on forbearance and non-performing exposures

    The European Banking Authority (EBA) launches today a consultation on definitions and associated reporting templates on forbearance and non-performing exposures. The consultation is open until 24 June 2013.

    26/03/2013 - Press releases

  • EBA Consultation Paper on Asset Encumbrance Reporting

    The European Banking Authority (EBA) launches today a consultation on draft implementing technical standards (ITS) on reporting for asset encumbrance. The ITS, which will be part of the EU single rulebook, intend to develop reporting templates and instructions for asset encumbrance with the ultimate aim of ensuring a harmonised measure of asset encumbrance across institutions. The consultation runs until 24 June 2013.

    26/03/2013 - News

  • EBA publishes results of the Basel III monitoring exercise as of 30 June 2012

    The European Banking Authority (EBA) publishes today its third report of the Basel III monitoring exercise on the European banking system.

    19/03/2013 - Press releases

  • Consultation on the Data Point Model related to the Technical Standards on Supervisory Reporting Requirements for Liquidity Coverage and Stable Funding

    The EBA published today a draft Data Point Model (DPM) based on its draft Implementing Technical Standards (ITS) on Supervisory Reporting Requirements for Liquidity Coverage and Stable Funding (Consultation paper EBA/CP/2012/05 published on 7 June 2012). Interested parties are invited to provide comments on the DPM by 13 May 2013.

    18/03/2013 - News

  • Consultation on the Data Point Model related to the Technical Standards on Supervisory Reporting Requirements for Leverage Ratio

    The EBA published today a draft Data Point Model (DPM) based on its draft Implementing Technical Standards (ITS) on Supervisory Reporting Requirements for Leverage Ratio (Consultation paper EBA/CP/2012/06 published on 7 June 2012). Interested parties are invited to provide comments on the DPM by 13 May 2013.

    18/03/2013 - News

  • EBA publishes Consumer Trends Report

    The European Banking Authority (EBA) publishes today its annual report on consumer trends which provides an overview of the consumer protection analysis carried out by the EBA.

    18/03/2013 - News - Press releases

  • Update on the technical standards on supervisory reporting requirements

    The EBA publishes today an updated version of the templates, instructions, validation rules and data point model for implementing technical standards (ITS) on supervisory reporting (COREP and FINREP). The objective of this updated version is to facilitate credit institutions’ timely preparation for the implementation of the harmonised reporting requirements.

    15/03/2013 - News

  • Update of the Credit institutions Register

    The European Banking Authority (EBA) published today an updated list of credit institutions authorised to operate within the European Union and European Economic Area countries.

    13/03/2013 - News

  • EBA consults on the conditions for assessing the materiality of extensions and changes of internal approaches for credit, market and operational risk

    The European Banking Authority (EBA) launches today a consultation on draft technical standards (RTS) aimed at specifying the conditions for assessing the materiality of extensions and changes to internal approaches when calculating own funds requirements for credit, market and operational risk. These RTS will be part of the Single rulebook aimed at enhancing regulatory harmonisation in Europe. The consultation runs until 11 June 2013.

    11/03/2013 - News

  • EBA consults on EU technical standards for recovery plans

    The European Banking Authority (EBA) launches today a consultation on Draft Regulatory Technical Standard (RTS) on the content of recovery plans. In doing so the EBA starts the preparatory work for the implementation of the Recovery and Resolution Directive (RRD) currently discussed by the EU legislators. The consultation runs until 11 June 2013.

    11/03/2013 - Press releases

  • Call for papers for the 2nd EBA policy research workshop

    The European Banking Authority (EBA) launches today a call for research papers in view of its second policy research workshop taking place on 14-15 November in London on the topic “How to regulate and resolve systemically important banks”.

    07/03/2013 - News

  • ESAs Joint Letter to the European Commission on the possible regulatory framework for benchmark activities

    The EBA, ESMA, and EIOPA sent a joint Letter to Michel Barnier, European Commissioner for Internal Market and Services, on the possible regulatory framework for benchmark activities.

    07/03/2013 - Press releases

  • EBA publishes Good Practices for ETF Risk Management

    The European Banking Authority (EBA) issues today an Opinion addressed to National Supervisory Authorities (NSAs) on Good Practices for the Risk Management of Exchange Traded Funds (ETFs).

    07/03/2013 - News - Press releases

  • ESMA and the EBA warn investors about contracts for difference

    The European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) have published a warning to retail investors about the dangers of investing in contracts for difference (CFDs)

    28/02/2013 - Press releases

  • Information regarding the chairmanship of the Banking Stakeholders Group

    Information regarding the chairmanship of the Banking Stakeholders Group

    26/02/2013 - News

  • EBA interim report on the consistency of risk-weighted assets in the banking book

    The European Banking Authority (EBA) releases today the interim results of its investigation on risk-weighted assets (RWAs) in the banking book aimed at identifying any material difference in RWA outcomes and at understanding the sources of such differences. This report, which illustrates the outcomes of the first phase of the investigation, is part of a wider EBA analysis on the consistency of RWAs, whose ultimate objective is to better understand the differences in the calculation of RWAs and, if need be, to formulate the necessary policy solutions to enhance convergence between banks and to improve disclosure.

    26/02/2013 - Press releases

  • EBA consults on the process to define highly liquid assets in the Liquidity Coverage Ratio (LCR)

    The EBA issues today a discussion paper presenting the methodology and scope of its forthcoming analysis on definitions of highly liquid assets. The proposed methodology is based on a scorecard, which aims at producing an ordinal ranking of assets by combining a set of different liquidity indicators. Following the outcome of the analysis, the EBA will report to the European Commission on appropriate definitions of high and extremely high liquidity and credit quality of transferable assets for the purpose of the LCR.

    21/02/2013 - Press releases

  • EBA publishes discussion paper on retail deposits subject to higher outflows for the purposes of liquidity reporting under the Capital Requirements Regulation (CRR)

    The EBA publishes today a discussion paper on the retail deposits subject to higher outflows for the purposes of liquidity reporting under the Capital Requirements Regulation (CRR). This paper outlines the EBA’s preliminary thinking on a methodology for identifying retail deposits subject to higher outflows and for calculating the associated outflow rates. The consultation runs until 21 March 2013.

    21/02/2013 - News

  • Andrea Enria's Lectio Magistralis at the University of Trento

    Andrea Enria's Lectio Magistralis at the University of Trento: "The crisis in Europe, the impact on banks and the authorities’ response"

    20/02/2013 - Press releases

  • Public Hearing on the consultation paper on Principles for Benchmarks-Setting Processes in the EU

    Following the publication of the consultation paper on Principles for Benchmarks-Setting Processes in the EU, the European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) are organising a public hearing at ESMA’s premises in Paris on Wednesday, 13 February 2013.

    30/01/2013 - News

  • EBA publishes Risk Assessment report of the European Banking System

    The EBA publishes today a risk assessment report of the European Banking System.

    23/01/2013 - News

  • EBA recommends major EU cross-border banking groups to develop recovery plans

    The EBA adopted a formal Recommendation to ensure that major EU cross-border banks develop group recovery plans by the end of 2013. The plans shall be submitted to the respective competent authorities and discussed within colleges of supervisors. The aim of the Recommendation is to spur the development of recovery plans and to foster convergence on the highest standards across the Union.

    23/01/2013 - Press releases

  • EBA consults on Principles for Benchmarks-Setting Processes in the EU

    The European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) have today published the results of their joint work on Euribor and propose principles for benchmark rate-setting processes.

    11/01/2013 - Press releases

  • ESMA and the EBA take action to strengthen Euribor and benchmark rate-setting processes

    The European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) have today published the results of their joint work on Euribor and propose principles for benchmark rate-setting processes.

    11/01/2013 - Press releases