| Italian Banking Association (ABI) |
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| Building Societies Association (BSA) |
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| Association of Danish Mortgage Banks |
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| German Central Loans Committee |
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| European Banking Federation (EBF) - letter |
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| European Association of Public Banks (EAPB) |
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| The Netherlands Bankers' Association |
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| British Bankers Association (BBA) and London Investment Banking Association (LIBA) joint response |
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| French Banking Federation (FBF) |
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| European Savings Bank Group (ESBG) |
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| European Association of Co-operative Banks |
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| Moody's Investors Service |
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