The Risk Assessment Reports provide a semi-annual update on risks and vulnerabilities in the EU banking sector. They describe the main developments and trends that affected the EU banking sector and provide the EBA’s outlook on the main micro-prudential risks and vulnerabilities looking ahead.
With these reports, the EBA discharges its responsibility pursuant to Article 32 of its funding Regulation to monitor and assess market developments and provide information to other EU institutions and bodies (European Parliament, Council, European Commission, ESRB) and the general public.