The 2012 EBA Annual Report14 June 2013 The 2012 EBA Annual Report provides an overview of the Authority's work during its second year of activity. The reports focuses on the EBA's tasks and achievements in another very challenging year, still characterised by difficult market conditions for European banks and by a complex process of institutional and regulatory repair. Moreover, it reflects the progress made towards a more stable banking and financial sector in the European Union.
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